Skoda Kamiq 1.Generation 1.5 TSI ACT Monte Carlo DSG - Costs

Monthly costs for Skoda Kamiq 1.Generation 1.5 TSI ACT Monte Carlo DSG

Skoda Kamiq 1.Generation  1.5 TSI ACT Monte Carlo DSG

Find out the projected monthly maintenance cost for the Skoda Kamiq 1.Generation 1.5 TSI ACT Monte Carlo DSG with tax, running costs, insurance and workshop costs. If you would like to lease a Skoda Kamiq 1.Generation 1.5 TSI ACT Monte Carlo DSG, you may need to consider not only the monthly lease fee, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 990 €.

With a lease term of 18 months and a monthly lease payment of 325.41 € with 10000 km mileage per year, there are fixed leasing costs of 6847.38 €. The insurance costs for the Skoda Kamiq 1.Generation 1.5 TSI ACT Monte Carlo DSG are on average high with approx. 73 € per month.

The monthly tax is only 11 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. The average depreciation of the Skoda Kamiq 1.Generation 1.5 TSI ACT Monte Carlo DSG over a useful life of 5 years is 335 € per month. On average, the Skoda Kamiq 1.Generation 1.5 TSI ACT Monte Carlo DSG trades for 31081 €, the offered vehicle has a gross list price of 32788 €.

Did you know? Immediately available vehicles like this one are usually a bit more expensive than order vehicles, because here the dealer calculates a surcharge for the storage / display of the vehicle into the offer.

Skoda Kamiq 1.Generation 1.5 TSI ACT Monte Carlo DSG Total cost & lease factor

Calculation basis

The lease payment is 325.41 € per month for a term of 18 months, so it is an average-priced offer. Can we still talk about a leasing deal for the Skoda Kamiq? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.

The monthly leasing rate must also be supplemented by ancillary costs, e.g. transfer and registration. However, these costs are kept within limits with this offer at 990 €. Dividing the total costs (leasing costs + fixed costs = 6847.38 €) by the number of months (for this offer: 18 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 32788 €, you get the leasing factor. This Skoda Kamiq gives an effective leasing factor of 1.16, so it's a rather expensive leased vehicle. A leasing comparison with other deals is worthwhile.

Fixed costs

Leasing rates / 18 months

5.857,38 €

Transfer / Approval

990,00 €

+

Total cost

6.847,38 €

Leasing factor

Total cost

6.847,38 €

Runtime

18 Months

÷

Leasing rate

325,41 €
(273,45 € netto)

Effective leasing rate

380,41 €
(319,67 € netto)

Bruttolistenpreis

32.788,00 €


Leasing factor

0.99

Effective leasing rate

1.16

Skoda Kamiq 1.Generation 1.5 TSI ACT Monte Carlo DSG Cost per kilometer

Calculation basis

The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 325.41 €, the Skoda Kamiq 1.Generation 1.5 TSI ACT Monte Carlo DSG is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 18 months at the most favorable lease price . In the case of the Skoda Kamiq, the monthly vehicle tax is quite favorable at 11 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). amount to 134 € per month, since the vehicle naturally also wants to be moved in accordance with its status. In addition, there are insurance costs of 73 € per month, which is quite a low amount but of course mainly due to the low gross list price (32788 €) and the vehicle size. The total invoice for this offer also includes the transfer and registration costs in the amount of 990 € (one-time). The final assessment of this offer: Due to the high cost per kilometer in the amount of 0.46 EUR, and the high effective leasing factor, we can unfortunately not make a recommendation for this offer.

The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 18 months).

Fixed operating costs
+

Costs p.a. (excl. leasing)

6.048,00 €

Actual cost / Km

Fixed operating costs

6.048,00 €

Lease payments Total

5.857,38 €

+

Total cost

11.905,38 €

Total kilometers

15.000,00

÷

Cost / Km (only leasing)

0,46 €

Cumulative total cost / Km

0,46 €

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