Skoda Kamiq 1.Generation 1.0 TSI Monte Carlo DSG - Costs

Monthly costs for Skoda Kamiq 1.Generation 1.0 TSI Monte Carlo DSG

Skoda Kamiq 1.Generation  1.0 TSI Monte Carlo DSG

Find out the monthly maintenance cost for one Skoda Kamiq 1.Generation 1.0 TSI Monte Carlo DSG with tax, running costs, insurance and workshop costs. If you would like to lease a Skoda Kamiq 1.Generation 1.0 TSI Monte Carlo DSG, you may need to consider not only the monthly lease payment, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 1250 €.

With a lease term of 24 months and a monthly lease payment of 152 € with 10000 km mileage per year, there are fixed leasing costs of 5057 €. Insurance costs for the Skoda Kamiq 1.Generation 1.0 TSI Monte Carlo DSG are quite reasonable at around 60 € per month, especially for drivers with a high no-claims class.

The monthly tax is only 9 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. The average depreciation of the Skoda Kamiq 1.Generation 1.0 TSI Monte Carlo DSG over a useful life of 5 years is 320 € per month. On average, the Skoda Kamiq 1.Generation 1.0 TSI Monte Carlo DSG trades for 29360 €, the offered vehicle has a gross list price of 20480 €.

Did you know? Immediately available vehicles like this one are usually a bit more expensive than order vehicles, because here the dealer calculates a surcharge for the storage / display of the vehicle into the offer.

Skoda Kamiq 1.Generation 1.0 TSI Monte Carlo DSG Total cost & lease factor

Calculation basis

The leasing rate is 152 € per month with a term of 24 months, so the offer is basically cheap to begin with. But is this Skoda Kamiq a leasing deal? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.

To the monthly leasing rate must also be added the additional costs, such as transfer and registration. With 1409 €, the dealer makes here again a neat surcharge. Dividing the total costs (leasing costs + fixed costs = 5057 €) by the number of months (for this offer: 24 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 20480 €, you get the leasing factor. With this Skoda Kamiq results in an effective leasing factor of 1.03, the leased vehicle is therefore average value for money, it may be worthwhile to make a further leasing comparison.

However, since this is a year-old car, so in fact a used car, the calculation is based on the purchase price rather than the gross list price.

Fixed costs

Leasing rates / 24 months

3.648,00 €

Transfer / Approval

1.409,00 €

+

Total cost

5.057,00 €

Leasing factor

Total cost

5.057,00 €

Runtime

24 Months

÷

Leasing rate

152,00 €
(127,73 € netto)

Effective leasing rate

210,71 €
(177,07 € netto)

Kaufpreis

20.480,00 €


Leasing factor

0.74

Effective leasing rate

1.03

Skoda Kamiq 1.Generation 1.0 TSI Monte Carlo DSG Cost per kilometer

Calculation basis

The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 152 €, the Skoda Kamiq 1.Generation 1.0 TSI Monte Carlo DSG is an absolutely average value vehicle. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 24 months at the most favorable lease price . With the Skoda Kamiq, the monthly vehicle tax is very low at 9 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). are average 127 € monthly. In addition, there are insurance costs of 60 € per month, which is quite a low amount but of course mainly due to the low gross list price (20480 €) and the vehicle size. In the transfer and registration, the dealer of this offer must apparently increased effort, the cost of which is 1409 €. The final assessment of this offer: average cost per kilometer (0.25 €) is joined by an average effective leasing factor of 1.03 - not a real deal, but not a bad offer either.

The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 24 months).

Fixed operating costs
+

Costs p.a. (excl. leasing)

7.601,00 €

Actual cost / Km

Fixed operating costs

7.601,00 €

Lease payments Total

3.648,00 €

+

Total cost

11.249,00 €

Total kilometers

20.000,00

÷

Cost / Km (only leasing)

0,25 €

Cumulative total cost / Km

0,25 €

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