Skoda Kamiq 1.Generation 1.0 TSI Clever DSG - Costs

Monthly costs for Skoda Kamiq 1.Generation 1.0 TSI Clever DSG

Skoda Kamiq 1.Generation  1.0 TSI Clever DSG

Find out the projected monthly maintenance cost for the Skoda Kamiq 1.Generation 1.0 TSI Clever DSG with tax, running costs, insurance and workshop costs. If you would like to lease a Skoda Kamiq 1.Generation 1.0 TSI Clever DSG, you may need to consider not only the monthly lease fee, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 0 €.

With a lease term of 36 months and a monthly lease payment of 329 € with 10000 km mileage per year, there are fixed leasing costs of 11964 €. Insurance costs for the Skoda Kamiq 1.Generation 1.0 TSI Clever DSG are quite reasonable at around 60 € per month, especially for drivers with a high no-claims class.

The monthly tax is only 8 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. The average depreciation of the Skoda Kamiq 1.Generation 1.0 TSI Clever DSG over a useful life of 5 years is 299 € per month. On average, the Skoda Kamiq 1.Generation 1.0 TSI Clever DSG trades for 27300 €, the offered vehicle has a gross list price of 33060 €.

Did you know? Immediately available vehicles like this one are usually a bit more expensive than order vehicles, because here the dealer calculates a surcharge for the storage / display of the vehicle into the offer.

Skoda Kamiq 1.Generation 1.0 TSI Clever DSG Total cost & lease factor

Calculation basis

The lease payment is 329 € per month for a term of 36 months, so it is an average-priced offer. Can we still talk about a leasing deal for the Skoda Kamiq? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.

The monthly leasing rate must also be supplemented by ancillary costs, e.g. transfer and registration. However, these costs are kept within limits with this offer at 120 €. Dividing the total costs (leasing costs + fixed costs = 11964 €) by the number of months (for this offer: 36 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 33060 €, you get the leasing factor. With this Skoda Kamiq results in an effective leasing factor of 1.01, the leased vehicle is therefore average value for money, it may be worthwhile to make a further leasing comparison.

Fixed costs

Leasing rates / 36 months

11.844,00 €

Transfer / Approval

120,00 €

+

Total cost

11.964,00 €

Leasing factor

Total cost

11.964,00 €

Runtime

36 Months

÷

Leasing rate

329,00 €
(276,47 € netto)

Effective leasing rate

332,33 €
(279,27 € netto)

Bruttolistenpreis

33.060,00 €


Leasing factor

1

Effective leasing rate

1.01

Skoda Kamiq 1.Generation 1.0 TSI Clever DSG Cost per kilometer

Calculation basis

The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 329 €, the Skoda Kamiq 1.Generation 1.0 TSI Clever DSG is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 36 months at the most favorable lease price . With the Skoda Kamiq, the monthly vehicle tax is very low at 8 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). are average 122 € monthly. In addition, there are insurance costs of 60 € per month, which is quite a low amount but of course mainly due to the low gross list price (33060 €) and the vehicle size. A plus point with this offer: the transfer and registration costs are a slim 120 € ( one-time). The final assessment of this offer: rather high cost per kilometer (0.4 EUR) meets a rather high effective leasing factor of 1.01. You should only accept this offer if you want this car from this dealer.

The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 36 months).

Fixed operating costs
+

Costs p.a. (excl. leasing)

9.012,00 €

Actual cost / Km

Fixed operating costs

9.012,00 €

Lease payments Total

11.844,00 €

+

Total cost

20.856,00 €

Total kilometers

30.000,00

÷

Cost / Km (only leasing)

0,40 €

Cumulative total cost / Km

0,40 €

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