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Find out the projected monthly maintenance cost for one SEAT Ibiza KJ 1.0 TSI Style BEATS with tax, running costs, insurance and workshop costs.
If you would like to lease a SEAT Ibiza KJ 1.0 TSI Style BEATS, you may need to consider not only the monthly lease payment, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 805 €.
With a lease term of 48 months and a monthly lease payment of 165.41
€ with 10000 km mileage per year, there are fixed leasing costs of 8744.68 €. Insurance costs for the SEAT Ibiza KJ 1.0 TSI Style BEATS are quite reasonable at around 60 € per month, especially for drivers with a high no-claims class.
The monthly tax is only 6 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. The average depreciation of the SEAT Ibiza KJ 1.0 TSI Style BEATS over a useful life of 5 years is 233 € per month. On average, the SEAT Ibiza KJ 1.0 TSI Style BEATS trades for 20210 €, the offered vehicle has a gross list price of 24925 €.
Did you know? Immediately available vehicles like this one are usually a bit more expensive than order vehicles, because here the dealer calculates a surcharge for the storage / display of the vehicle into the offer.
The leasing rate is 165.41 € per month with a term of 48 months, so the offer is basically cheap to begin with. But is this SEAT Ibiza a leasing deal? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing rate must also be supplemented by ancillary costs, e.g. transfer and registration. However, these costs are kept within limits with this offer at 805 €. Dividing the total costs (leasing costs + fixed costs = 8744.68 €) by the number of months (for this offer: 48 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 24925 €, you get the leasing factor. With this SEAT Ibiza results in an effective leasing factor of 0.73, therefore it is a good value leasing vehicle and a good leasing deal.
Leasing rates / 48 months
7.939,68 €
Transfer / Approval
805,00 €
Total cost
8.744,68 €
Total cost
8.744,68 €
Runtime
48 Months
Leasing rate
165,41 €
(139,00 € netto)
Effective leasing rate
182,18 €
(153,09 € netto)
Bruttolistenpreis
0,00 €
Leasing factor
0.66
Effective leasing rate
0.73
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. The SEAT Ibiza KJ 1.0 TSI Style BEATS, with a monthly leasing rate of 165.41 €, is already a rather inexpensive car. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . With the SEAT Ibiza, the monthly vehicle tax is very low at 6 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). amount only 112 € per month, because the vehicle simply does not need much energy either. In addition, there are insurance costs of 60 € per month, which is quite a low amount but of course mainly due to the low gross list price (24925 €) and the vehicle size. The total invoice for this offer also includes the transfer and registration costs in the amount of 805 € (one-time). The final assessment of this offer: this offer can be accepted with a clear conscience at a cost per kilometer of 0.22 € and the effective leasing factor of 0.73.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).
Costs p.a. (excl. leasing)
11.605,00 €
Fixed operating costs
11.605,00 €
Lease payments Total
7.939,68 €
Total cost
19.544,68 €
Total kilometers
40.000,00
Cost / Km (only leasing)
0,22 €
Cumulative total cost / Km
0,22 €
∅ Cost / km
0,19 €
Leasing factor
0.78
from129,00 €
∅ Cost / km
0,19 €
Leasing factor
0.78
from129,00 €
∅ Cost / km
0,19 €
Leasing factor
0.78
from127,00 €