Find out the projected monthly maintenance cost for the SEAT Ibiza KJ 1.0 TSI Black Edition DSG (7-Gang) with tax, running costs, insurance and workshop costs.
If you are planning to lease a SEAT Ibiza KJ 1.0 TSI Black Edition DSG (7-Gang), you may need to consider not only the regular lease payments, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 895 €.
With a lease term of 36 months and a monthly lease payment of 217
€ with 10000 km mileage per year, there are fixed leasing costs of 8707 €. Insurance costs for the SEAT Ibiza KJ 1.0 TSI Black Edition DSG (7-Gang) are quite reasonable at around 64 € per month, especially for drivers with a high no-claims class.
The monthly tax is only 8 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. The average depreciation of the SEAT Ibiza KJ 1.0 TSI Black Edition DSG (7-Gang) over a useful life of 5 years is 284 € per month. On average, the SEAT Ibiza KJ 1.0 TSI Black Edition DSG (7-Gang) trades for 25227 €, the offered vehicle has a gross list price of 27453 €.
Did you know? Immediately available vehicles like this one are usually a bit more expensive than order vehicles, because here the dealer calculates a surcharge for the storage / display of the vehicle into the offer.
The lease payment is 217 € per month for a term of 36 months, so it is an average-priced offer. Can we still talk about a leasing deal for the SEAT Ibiza? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing rate must also be supplemented by ancillary costs, e.g. transfer and registration. However, these costs are kept within limits with this offer at 895 €. Dividing the total costs (leasing costs + fixed costs = 8707 €) by the number of months (for this offer: 36 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 27453 €, you get the leasing factor. This SEAT Ibiza gives an effective leasing factor of 1.1, so it's a rather expensive leased vehicle. A leasing comparison with other deals is worthwhile.
Leasing rates / 36 months
7.812,00 €
Transfer / Approval
895,00 €
Total cost
8.707,00 €
Total cost
8.707,00 €
Runtime
36 Months
Leasing rate
217,00 €
(182,35 € netto)
Effective leasing rate
241,86 €
(203,24 € netto)
Bruttolistenpreis
27.453,00 €
Leasing factor
0.99
Effective leasing rate
1.1
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 217 €, the SEAT Ibiza KJ 1.0 TSI Black Edition DSG (7-Gang) is an absolutely average value vehicle. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 36 months at the most favorable lease price . With the SEAT Ibiza, the monthly vehicle tax is very low at 8 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). are average 124 € monthly. In addition, there are insurance costs of 64 € per month, which is quite a low amount but of course mainly due to the low gross list price (27453 €) and the vehicle size. The total invoice for this offer also includes the transfer and registration costs in the amount of 895 € (one-time). The final assessment of this offer: The only averagely high cost per kilometer in the amount of 0.29 € in connection with the, however, poor effective leasing factor of 1.1 are strong indications that this is a less good offer.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 36 months).
Costs p.a. (excl. leasing)
10.327,00 €
Fixed operating costs
10.327,00 €
Lease payments Total
7.812,00 €
Total cost
18.139,00 €
Total kilometers
30.000,00
Cost / Km (only leasing)
0,29 €
Cumulative total cost / Km
0,29 €
∅ Cost / km
0,27 €
Leasing factor
0.87
from199,00 €
∅ Cost / km
0,28 €
Leasing factor
0.94
from215,66 €
∅ Cost / km
0,23 €
Leasing factor
0.61
from153,51 €