Find out the monthly maintenance cost for one SEAT Ateca 5FP 2.0 TDI Xperience with tax, running costs, insurance and workshop costs. If you are planning to lease a SEAT Ateca 5FP 2.0 TDI Xperience, you may need to consider not only the monthly lease fee, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 890 €. With a lease term of 24 months and a monthly lease payment of 117.81 € with 10000 km mileage per year, there are fixed leasing costs of 3717.44 €. The insurance costs for the SEAT Ateca 5FP 2.0 TDI Xperience are on average high with approx. 73 € per month. The new CO2 pricing results in an increased monthly tax of 21 €. The average depreciation of the SEAT Ateca 5FP 2.0 TDI Xperience over a useful life of 5 years is 395 € per month. On average, the SEAT Ateca 5FP 2.0 TDI Xperience trades for 35335 €, the offered vehicle has a gross list price of 33405 €.
The leasing rate is 117.81 € per month with a term of 24 months, so the offer is basically cheap to begin with. But is this SEAT Ateca a leasing deal? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing rate must also be supplemented by ancillary costs, e.g. transfer and registration. However, these costs are kept within limits with this offer at 890 €. Dividing the total costs (leasing costs + fixed costs = 3717.44 €) by the number of months (for this offer: 24 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 33405 €, you get the leasing factor. This SEAT Ateca results in an effective lease factor of 0.55, so it's a relatively inexpensive lease vehicle and a real lease deal.
Leasing rates / 24 months
2.827,44 €
Transfer / Approval
890,00 €
Total cost
3.717,44 €
Total cost
3.717,44 €
Runtime
24 Months
Leasing rate
117,81 €
(99,00 € netto)
Effective leasing rate
154,89 €
(130,16 € netto)
Bruttolistenpreis
33.405,00 €
Leasing factor
0.42
Effective leasing rate
0.55
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. The SEAT Ateca 5FP 2.0 TDI Xperience, with a monthly leasing rate of 117.81 €, is already a rather inexpensive car. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 24 months at the most favorable lease price . For the SEAT Ateca the monthly vehicle tax is rather high at 21 Euro. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). amount to just 102 € monthly, as the vehicle is very economical. In addition, there are insurance costs of 73 € per month, which is quite a low amount but of course mainly due to the low gross list price (33405 €) and the vehicle size. The total invoice for this offer also includes the transfer and registration costs in the amount of 890 € (one-time).
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 24 months). The final assessment of this offer: The cost per kilometer of 0.19 €, which is classified as average, combined with the very low effective leasing factor of 0.55, make this offer a real leasing deal!.
Costs p.a. (excl. leasing)
7.178,00 €
Fixed operating costs
7.178,00 €
Lease payments Total
2.827,44 €
Total cost
10.005,44 €
Total kilometers
20.000,00
Cost / Km (only leasing)
0,19 €
Cumulative total cost / Km
0,19 €