SEAT Ateca 5FP 1.5 TSI ACT Xperience - Costs
Monthly costs for SEAT Ateca 5FP 1.5 TSI ACT Xperience
Find out the monthly maintenance cost for the SEAT Ateca 5FP 1.5 TSI ACT Xperience with tax, running costs, insurance and workshop costs.
If you would like to lease a SEAT Ateca 5FP 1.5 TSI ACT Xperience, you may need to consider not only the regular lease payments, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 895 €.
With a lease term of 48 months and a monthly lease payment of 246
€ with 10000 km mileage per year, there are fixed leasing costs of 12703 €. Insurance costs for the SEAT Ateca 5FP 1.5 TSI ACT Xperience are quite reasonable at around 64 € per month, especially for drivers with a high no-claims class.
The monthly tax is only 10 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. The average depreciation of the SEAT Ateca 5FP 1.5 TSI ACT Xperience over a useful life of 5 years is 358 € per month. On average, the SEAT Ateca 5FP 1.5 TSI ACT Xperience trades for 32549 €, the offered vehicle has a gross list price of 38378 €.
Did you know? Immediately available vehicles like this one are usually a bit more expensive than order vehicles, because here the dealer calculates a surcharge for the storage / display of the vehicle into the offer.
SEAT Ateca 5FP 1.5 TSI ACT Xperience Total cost & lease factor
Calculation basis
The lease payment is 246 € per month for a term of 48 months, so it is an average-priced offer. Can we still talk about a leasing deal for the SEAT Ateca? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing rate must also be supplemented by ancillary costs, e.g. transfer and registration. However, these costs are kept within limits with this offer at 895 €. Dividing the total costs (leasing costs + fixed costs = 12703 €) by the number of months (for this offer: 48 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 38378 €, you get the leasing factor. With this SEAT Ateca results in an effective leasing factor of 0.88, therefore it is a good value leasing vehicle and a good leasing deal.
Fixed costs
Leasing rates / 48 months
11.808,00 €
Transfer / Approval
895,00 €
+
Total cost
12.703,00 €
Leasing factor
Total cost
12.703,00 €
Runtime
48 Months
÷
Leasing rate
246,00 €
(206,72 € netto)
Effective leasing rate
264,65 €
(222,39 € netto)
Bruttolistenpreis
38.378,00 €
Leasing factor
0.82
Effective leasing rate
0.88
SEAT Ateca 5FP 1.5 TSI ACT Xperience Cost per kilometer
Calculation basis
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 246 €, the SEAT Ateca 5FP 1.5 TSI ACT Xperience is an absolutely average value vehicle. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . In the case of the SEAT Ateca, the monthly vehicle tax is quite favorable at 10 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). are average 129 € monthly. In addition, there are insurance costs of 64 € per month, which is quite a low amount but of course mainly due to the low gross list price (38378 €) and the vehicle size. The total invoice for this offer also includes the transfer and registration costs in the amount of 895 € (one-time). The final assessment of this offer: this offer can be accepted with a clear conscience at a cost per kilometer of 0.32 € and the effective leasing factor of 0.88.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).
Fixed operating costs
€
€
€
€
€
+
Costs p.a. (excl. leasing)
13.711,00 €
Actual cost / Km
Fixed operating costs
13.711,00 €
Lease payments Total
11.808,00 €
+
Total cost
25.519,00 €
Total kilometers
40.000,00
÷
Cost / Km (only leasing)
0,32 €
Cumulative total cost / Km
0,32 €
Price development leasing SEAT Ateca 5FP 1.5 TSI ACT Xperience
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