SEAT Ateca 5FP 1.5 TSI ACT Xperience DSG - Costs
Monthly costs for SEAT Ateca 5FP 1.5 TSI ACT Xperience DSG
Find out the projected monthly maintenance cost for the SEAT Ateca 5FP 1.5 TSI ACT Xperience DSG with tax, running costs, insurance and workshop costs.
If you are interested in leasing a SEAT Ateca 5FP 1.5 TSI ACT Xperience DSG, you may need to consider not only the monthly lease fee, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 950 €.
With a lease term of 48 months and a monthly lease payment of 325
€ with 10000 km mileage per year, there are fixed leasing costs of 16550 €. Insurance costs for the SEAT Ateca 5FP 1.5 TSI ACT Xperience DSG are quite reasonable at around 64 € per month, especially for drivers with a high no-claims class.
The monthly tax is only 12 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. The average depreciation of the SEAT Ateca 5FP 1.5 TSI ACT Xperience DSG over a useful life of 5 years is 385 € per month. On average, the SEAT Ateca 5FP 1.5 TSI ACT Xperience DSG trades for 35176 €, the offered vehicle has a gross list price of 40440 €.
Did you know? Immediately available vehicles like this one are usually a bit more expensive than order vehicles, because here the dealer calculates a surcharge for the storage / display of the vehicle into the offer.
SEAT Ateca 5FP 1.5 TSI ACT Xperience DSG Total cost & lease factor
Calculation basis
The lease payment is 325 € per month for a term of 48 months, so it is an average-priced offer. Can we still talk about a leasing deal for the SEAT Ateca? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing rate must also be supplemented by ancillary costs, e.g. transfer and registration. However, these costs are kept within limits with this offer at 950 €. Dividing the total costs (leasing costs + fixed costs = 16550 €) by the number of months (for this offer: 48 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 40440 €, you get the leasing factor. With this SEAT Ateca results in an effective leasing factor of 0.85, therefore it is a good value leasing vehicle and a good leasing deal.
However, since this is a year-old car, so in fact a used car, the calculation is based on the purchase price rather than the gross list price.
Fixed costs
Leasing rates / 48 months
15.600,00 €
Transfer / Approval
950,00 €
+
Total cost
16.550,00 €
Leasing factor
Total cost
16.550,00 €
Runtime
48 Months
÷
Leasing rate
325,00 €
(273,11 € netto)
Effective leasing rate
344,79 €
(289,74 € netto)
Kaufpreis
40.440,00 €
Leasing factor
0.8
Effective leasing rate
0.85
SEAT Ateca 5FP 1.5 TSI ACT Xperience DSG Cost per kilometer
Calculation basis
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 325 €, the SEAT Ateca 5FP 1.5 TSI ACT Xperience DSG is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . In the case of the SEAT Ateca, the monthly vehicle tax is quite favorable at 12 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). amount to 134 € per month, since the vehicle naturally also wants to be moved in accordance with its status. In addition, there are insurance costs of 64 € per month, which is quite a low amount but of course mainly due to the low gross list price (40440 €) and the vehicle size. The total invoice for this offer also includes the transfer and registration costs in the amount of 950 € (one-time). The final assessment of this offer: Considering the good effective leasing factor of 0.85, even the rather high cost per kilometer (0.41 €) no longer seems problematic - this offer is a good deal!.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).
Fixed operating costs
€
€
€
€
€
+
Costs p.a. (excl. leasing)
14.054,00 €
Actual cost / Km
Fixed operating costs
14.054,00 €
Lease payments Total
15.600,00 €
+
Total cost
29.654,00 €
Total kilometers
40.000,00
÷
Cost / Km (only leasing)
0,41 €
Cumulative total cost / Km
0,41 €
Price development leasing SEAT Ateca 5FP 1.5 TSI ACT Xperience DSG
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