SEAT Ateca 5FP 1.5 TSI ACT FR DSG - Costs
Monthly costs for SEAT Ateca 5FP 1.5 TSI ACT FR DSG
Find out the projected monthly maintenance cost for one SEAT Ateca 5FP 1.5 TSI ACT FR DSG with tax, running costs, insurance and workshop costs.
If you would like to lease a SEAT Ateca 5FP 1.5 TSI ACT FR DSG, you may need to consider not only the monthly lease fee, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 990 €.
With a lease term of 24 months and a monthly lease payment of 460.15
€ with 10000 km mileage per year, there are fixed leasing costs of 12033.6 €. Insurance costs for the SEAT Ateca 5FP 1.5 TSI ACT FR DSG are quite reasonable at around 64 € per month, especially for drivers with a high no-claims class.
The monthly tax is only 12 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. The average depreciation of the SEAT Ateca 5FP 1.5 TSI ACT FR DSG over a useful life of 5 years is 387 € per month. On average, the SEAT Ateca 5FP 1.5 TSI ACT FR DSG trades for 35326 €, the offered vehicle has a gross list price of 38390 €.
SEAT Ateca 5FP 1.5 TSI ACT FR DSG Total cost & lease factor
Calculation basis
With a lease rate of 460.15 € per month for a term of 24 months, the SEAT Ateca offer is a rather expensive one. Can it still be a leasing deal? The decisive factor here is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing rate must also be supplemented by ancillary costs, e.g. transfer and registration. However, these costs are kept within limits with this offer at 990 €. Dividing the total costs (leasing costs + fixed costs = 12033.6 €) by the number of months (for this offer: 24 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 38390 €, you get the leasing factor. This SEAT Ateca results in an effective leasing factor of 1.31, so it is an expensive leased vehicle. We recommend a leasing comparison with cheaper deals.
Fixed costs
Leasing rates / 24 months
11.043,60 €
Transfer / Approval
990,00 €
+
Total cost
12.033,60 €
Leasing factor
Total cost
12.033,60 €
Runtime
24 Months
÷
Leasing rate
460,15 €
(386,68 € netto)
Effective leasing rate
501,40 €
(421,34 € netto)
Bruttolistenpreis
38.390,00 €
Leasing factor
1.2
Effective leasing rate
1.31
SEAT Ateca 5FP 1.5 TSI ACT FR DSG Cost per kilometer
Calculation basis
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 460.15 €, the SEAT Ateca 5FP 1.5 TSI ACT FR DSG is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 24 months at the most favorable lease price . In the case of the SEAT Ateca, the monthly vehicle tax is quite favorable at 12 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). amount to 134 € per month, since the vehicle naturally also wants to be moved in accordance with its status. In addition, there are insurance costs of 64 € per month, which is quite a low amount but of course mainly due to the low gross list price (38390 €) and the vehicle size. The total invoice for this offer also includes the transfer and registration costs in the amount of 990 € (one-time). The final assessment of this offer: Due to the high cost per kilometer in the amount of 0.6 EUR, and the high effective leasing factor, we can unfortunately not make a recommendation for this offer.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 24 months).
Fixed operating costs
€
€
€
€
€
+
Costs p.a. (excl. leasing)
7.542,00 €
Actual cost / Km
Fixed operating costs
7.542,00 €
Lease payments Total
11.043,60 €
+
Total cost
18.585,60 €
Total kilometers
20.000,00
÷
Cost / Km (only leasing)
0,60 €
Cumulative total cost / Km
0,60 €
Price development leasing SEAT Ateca 5FP 1.5 TSI ACT FR DSG
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