SEAT Ateca 5FP 1.0 TSI Reference - Costs
Monthly costs for SEAT Ateca 5FP 1.0 TSI Reference
Find out the monthly maintenance cost for the SEAT Ateca 5FP 1.0 TSI Reference with tax, running costs, insurance and workshop costs.
If you would like to lease a SEAT Ateca 5FP 1.0 TSI Reference, you may need to consider not only the monthly lease payment, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 844.9 €.
With a lease term of 48 months and a monthly lease payment of 229.84
€ with 10000 km mileage per year, there are fixed leasing costs of 11877.22 €. Insurance costs for the SEAT Ateca 5FP 1.0 TSI Reference are quite reasonable at around 64 € per month, especially for drivers with a high no-claims class.
The monthly tax is only 10 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. The average depreciation of the SEAT Ateca 5FP 1.0 TSI Reference over a useful life of 5 years is 265 € per month. On average, the SEAT Ateca 5FP 1.0 TSI Reference trades for 23838 €, the offered vehicle has a gross list price of 24336.36 €.
SEAT Ateca 5FP 1.0 TSI Reference Total cost & lease factor
Calculation basis
The lease payment is 229.84 € per month for a term of 48 months, so it is an average-priced offer. Can we still talk about a leasing deal for the SEAT Ateca? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing rate must also be supplemented by ancillary costs, e.g. transfer and registration. However, these costs are kept within limits with this offer at 844.9 €. Dividing the total costs (leasing costs + fixed costs = 11877.22 €) by the number of months (for this offer: 48 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 24336.36 €, you get the leasing factor. With this SEAT Ateca results in an effective leasing factor of 1.02, the leased vehicle is therefore average value for money, it may be worthwhile to make a further leasing comparison.
Fixed costs
Leasing rates / 48 months
11.032,32 €
Transfer / Approval
844,90 €
+
Total cost
11.877,22 €
Leasing factor
Total cost
11.877,22 €
Runtime
48 Months
÷
Leasing rate
229,84 €
(193,14 € netto)
Effective leasing rate
247,44 €
(207,93 € netto)
Bruttolistenpreis
24.336,36 €
Leasing factor
0.94
Effective leasing rate
1.02
SEAT Ateca 5FP 1.0 TSI Reference Cost per kilometer
Calculation basis
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 229.84 €, the SEAT Ateca 5FP 1.0 TSI Reference is an absolutely average value vehicle. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . In the case of the SEAT Ateca, the monthly vehicle tax is quite favorable at 10 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). amount to 132 € per month, since the vehicle naturally also wants to be moved in accordance with its status. In addition, there are insurance costs of 64 € per month, which is quite a low amount but of course mainly due to the low gross list price (24336.36 €) and the vehicle size. The total invoice for this offer also includes the transfer and registration costs in the amount of 844.9 € (one-time). The final assessment of this offer: average cost per kilometer (0.3 €) is joined by an average effective leasing factor of 1.02 - not a real deal, but not a bad offer either.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).
Fixed operating costs
€
€
€
€
€
+
Costs p.a. (excl. leasing)
13.612,90 €
Actual cost / Km
Fixed operating costs
13.612,90 €
Lease payments Total
11.032,32 €
+
Total cost
24.645,22 €
Total kilometers
40.000,00
÷
Cost / Km (only leasing)
0,30 €
Cumulative total cost / Km
0,30 €
Price development leasing SEAT Ateca 5FP 1.0 TSI Reference
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