Insurance costs for the SEAT Arona KJ 1.0 TSI Style BEATS DSG (7-Gang) are quite reasonable at around 47 € per month, especially for drivers with a high no-claims class.
The monthly tax is only 8 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. The average depreciation of the SEAT Arona KJ 1.0 TSI Style BEATS DSG (7-Gang) over a useful life of 5 years is 277 € per month. On average, the SEAT Arona KJ 1.0 TSI Style BEATS DSG (7-Gang) trades for 24511 €, the offered vehicle has a gross list price of 29530 €.
The lease payment is 316 € per month for a term of 48 months, so it is an average-priced offer. Can we still talk about a leasing deal for the SEAT Arona? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
To the monthly leasing rate must also be added the additional costs, such as transfer and registration. With 3697 €, the dealer makes here again a neat surcharge. Dividing the total costs (leasing costs + fixed costs = 18865 €) by the number of months (for this offer: 48 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 29530 €, you get the leasing factor. This SEAT Arona results in an effective leasing factor of 1.33, so it is an expensive leased vehicle. We recommend a leasing comparison with cheaper deals.
Leasing rates / 48 months
15.168,00 €
Transfer / Approval
3.697,00 €
Total cost
18.865,00 €
Total cost
18.865,00 €
Runtime
48 Months
Leasing rate
316,00 €
(265,55 € netto)
Effective leasing rate
393,02 €
(330,27 € netto)
Bruttolistenpreis
29.530,00 €
Leasing factor
1.07
Effective leasing rate
1.33
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 316 €, the SEAT Arona KJ 1.0 TSI Style BEATS DSG (7-Gang) is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . With the SEAT Arona, the monthly vehicle tax is very low at 8 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). are average 124 € monthly. In addition, there are insurance costs of 47 € per month, which is quite a low amount but of course mainly due to the low gross list price (29530 €) and the vehicle size. In the transfer and registration, the dealer of this offer must apparently increased effort, the cost of which is 3697 €. The final assessment of this offer: Due to the high cost per kilometer in the amount of 0.47 EUR, and the high effective leasing factor, we can unfortunately not make a recommendation for this offer.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).
Costs p.a. (excl. leasing)
15.073,00 €
Fixed operating costs
15.073,00 €
Lease payments Total
15.168,00 €
Total cost
30.241,00 €
Total kilometers
39.984,00
Cost / Km (only leasing)
0,47 €
Cumulative total cost / Km
0,47 €
∅ Cost / km
0,27 €
Leasing factor
0.87
from199,00 €
∅ Cost / km
0,28 €
Leasing factor
0.94
from215,66 €
∅ Cost / km
0,23 €
Leasing factor
0.61
from153,51 €