Opel Insignia B Grand Sport GSi 2.0 DI Turbo 4x4 Automatik - Costs

Monthly costs for Opel Insignia B Grand Sport GSi 2.0 DI Turbo 4x4 Automatik

Opel Insignia B  Grand Sport GSi 2.0 DI Turbo 4x4 Automatik

Find out the monthly maintenance cost for the Opel Insignia B Grand Sport GSi 2.0 DI Turbo 4x4 Automatik with tax, running costs, insurance and workshop costs. If you are interested in leasing a Opel Insignia B Grand Sport GSi 2.0 DI Turbo 4x4 Automatik, you may need to consider not only the monthly lease payment, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 995 €.

With a lease term of 24 months and a monthly lease payment of 269 € with 10000 km mileage per year, there are fixed leasing costs of 7600 €. The insurance costs for the Opel Insignia B Grand Sport GSi 2.0 DI Turbo 4x4 Automatik are quite expensive at around 122 € per month and the costs for novice drivers are likely to be quite a bit higher.

The new CO2 pricing results in an increased monthly tax of 25 €. The average depreciation of the Opel Insignia B Grand Sport GSi 2.0 DI Turbo 4x4 Automatik over a useful life of 5 years is 588 € per month. On average, the Opel Insignia B Grand Sport GSi 2.0 DI Turbo 4x4 Automatik trades for 52240 €, the offered vehicle has a gross list price of 59920 €.

Did you know? Immediately available vehicles like this one are usually a bit more expensive than order vehicles, because here the dealer calculates a surcharge for the storage / display of the vehicle into the offer.

Opel Insignia B Grand Sport GSi 2.0 DI Turbo 4x4 Automatik Total cost & lease factor

Calculation basis

The lease payment is 269 € per month for a term of 24 months, so it is an average-priced offer. Can we still talk about a leasing deal for the Opel Insignia? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.

To the monthly leasing rate must also be added the additional costs, such as transfer and registration. With 1144 €, the dealer makes here again a neat surcharge. Dividing the total costs (leasing costs + fixed costs = 7600 €) by the number of months (for this offer: 24 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 59920 €, you get the leasing factor. This Opel Insignia results in an effective lease factor of 0.53, so it's a relatively inexpensive lease vehicle and a real lease deal.

Fixed costs

Leasing rates / 24 months

6.456,00 €

Transfer / Approval

1.144,00 €

+

Total cost

7.600,00 €

Leasing factor

Total cost

7.600,00 €

Runtime

24 Months

÷

Leasing rate

269,00 €
(226,05 € netto)

Effective leasing rate

316,67 €
(266,11 € netto)

Bruttolistenpreis

59.920,00 €


Leasing factor

0.45

Effective leasing rate

0.53

Opel Insignia B Grand Sport GSi 2.0 DI Turbo 4x4 Automatik Cost per kilometer

Calculation basis

The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 269 €, the Opel Insignia B Grand Sport GSi 2.0 DI Turbo 4x4 Automatik is an absolutely average value vehicle. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 24 months at the most favorable lease price . For the Opel Insignia the monthly vehicle tax is rather high at 25 Euro. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). are according to the performance of the vehicle 166 € monthly. Added to this are insurance costs of 122 € per month, a reasonable lump sum considering the gross list price of 59920 €. In the transfer and registration, the dealer of this offer must apparently increased effort, the cost of which is 1144 €.

The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 24 months). The final assessment of this offer: The cost per kilometer of 0.38 €, which is classified as average, combined with the very low effective leasing factor of 0.53, make this offer a real leasing deal!.

Fixed operating costs
+

Costs p.a. (excl. leasing)

11.464,00 €

Actual cost / Km

Fixed operating costs

11.464,00 €

Lease payments Total

6.456,00 €

+

Total cost

17.920,00 €

Total kilometers

20.000,00

÷

Cost / Km (only leasing)

0,38 €

Cumulative total cost / Km

0,38 €

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