Opel Insignia B Grand Sport GSi 2.0 DI Turbo 4x4 Automatik - Costs
Monthly costs for Opel Insignia B Grand Sport GSi 2.0 DI Turbo 4x4 Automatik
Find out the monthly maintenance cost for the Opel Insignia B Grand Sport GSi 2.0 DI Turbo 4x4 Automatik with tax, running costs, insurance and workshop costs.
If you are interested in leasing a Opel Insignia B Grand Sport GSi 2.0 DI Turbo 4x4 Automatik, you may need to consider not only the monthly lease fee, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 995 €.
With a lease term of 42 months and a monthly lease payment of 426.2
€ with 10000 km mileage per year, there are fixed leasing costs of 18895.4 €. The insurance costs for the Opel Insignia B Grand Sport GSi 2.0 DI Turbo 4x4 Automatik are quite expensive at around 122 € per month and the costs for novice drivers are likely to be quite a bit higher. The new CO2 pricing results in an increased monthly tax of 25 €. The average depreciation of the Opel Insignia B Grand Sport GSi 2.0 DI Turbo 4x4 Automatik over a useful life of 5 years is 588 € per month. On average, the Opel Insignia B Grand Sport GSi 2.0 DI Turbo 4x4 Automatik trades for 52240 €, the offered vehicle has a gross list price of 57620 €.
Did you know? Immediately available vehicles like this one are usually a bit more expensive than order vehicles, because here the dealer calculates a surcharge for the storage / display of the vehicle into the offer.
Opel Insignia B Grand Sport GSi 2.0 DI Turbo 4x4 Automatik Total cost & lease factor
Calculation basis
With a lease rate of 426.2 € per month for a term of 42 months, the Opel Insignia offer is a rather expensive one. Can it still be a leasing deal? The decisive factor here is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing rate must also be supplemented by ancillary costs, e.g. transfer and registration. However, these costs are kept within limits with this offer at 995 €. Dividing the total costs (leasing costs + fixed costs = 18895.4 €) by the number of months (for this offer: 42 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 57620 €, you get the leasing factor. With this Opel Insignia results in an effective leasing factor of 0.78, therefore it is a good value leasing vehicle and a good leasing deal.
Fixed costs
Leasing rates / 42 months
17.900,40 €
Transfer / Approval
995,00 €
+
Total cost
18.895,40 €
Leasing factor
Total cost
18.895,40 €
Runtime
42 Months
÷
Leasing rate
426,20 €
(358,15 € netto)
Effective leasing rate
449,89 €
(378,06 € netto)
Bruttolistenpreis
57.620,00 €
Leasing factor
0.74
Effective leasing rate
0.78
Opel Insignia B Grand Sport GSi 2.0 DI Turbo 4x4 Automatik Cost per kilometer
Calculation basis
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 426.2 €, the Opel Insignia B Grand Sport GSi 2.0 DI Turbo 4x4 Automatik is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 42 months at the most favorable lease price . For the Opel Insignia the monthly vehicle tax is rather high at 25 Euro. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). are according to the performance of the vehicle 166 € monthly. Added to this are insurance costs of 122 € per month, a reasonable lump sum considering the gross list price of 57620 €. The total invoice for this offer also includes the transfer and registration costs in the amount of 995 € (one-time). The final assessment of this offer: Considering the good effective leasing factor of 0.78, even the rather high cost per kilometer (0.54 €) no longer seems problematic - this offer is a good deal!.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 42 months).
Fixed operating costs
€
€
€
€
€
+
Costs p.a. (excl. leasing)
19.055,00 €
Actual cost / Km
Fixed operating costs
19.055,00 €
Lease payments Total
17.900,40 €
+
Total cost
36.955,40 €
Total kilometers
35.000,00
÷
Cost / Km (only leasing)
0,54 €
Cumulative total cost / Km
0,54 €
Price development leasing Opel Insignia B Grand Sport GSi 2.0 DI Turbo 4x4 Automatik
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