Opel Insignia B Grand Sport 2.0 Diesel Business Elegance - Costs
Monthly costs for Opel Insignia B Grand Sport 2.0 Diesel Business Elegance
Find out the monthly maintenance cost for the Opel Insignia B Grand Sport 2.0 Diesel Business Elegance with tax, running costs, insurance and workshop costs.
If you are planning to lease a Opel Insignia B Grand Sport 2.0 Diesel Business Elegance, you may need to consider not only the regular lease payments, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 890 €.
With a lease term of 36 months and a monthly lease payment of 251.47
€ with 10000 km mileage per year, there are fixed leasing costs of 10181.92 €. The insurance costs for the Opel Insignia B Grand Sport 2.0 Diesel Business Elegance are quite expensive at around 122 € per month and the costs for novice drivers are likely to be quite a bit higher.
The monthly tax is only 20 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. The average depreciation of the Opel Insignia B Grand Sport 2.0 Diesel Business Elegance over a useful life of 5 years is 457 € per month. On average, the Opel Insignia B Grand Sport 2.0 Diesel Business Elegance trades for 39175 €, the offered vehicle has a gross list price of 44445 €.
Did you know? Immediately available vehicles like this one are usually a bit more expensive than order vehicles, because here the dealer calculates a surcharge for the storage / display of the vehicle into the offer.
Opel Insignia B Grand Sport 2.0 Diesel Business Elegance Total cost & lease factor
Calculation basis
The lease payment is 251.47 € per month for a term of 36 months, so it is an average-priced offer. Can we still talk about a leasing deal for the Opel Insignia? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
To the monthly leasing rate must also be added the additional costs, such as transfer and registration. With 1129 €, the dealer makes here again a neat surcharge. Dividing the total costs (leasing costs + fixed costs = 10181.92 €) by the number of months (for this offer: 36 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 44445 €, you get the leasing factor. With this Opel Insignia results in an effective leasing factor of 0.86, therefore it is a good value leasing vehicle and a good leasing deal.
However, since this is a year-old car, so in fact a used car, the calculation is based on the purchase price rather than the gross list price.
Fixed costs
Leasing rates / 36 months
9.052,92 €
Transfer / Approval
1.129,00 €
+
Total cost
10.181,92 €
Leasing factor
Total cost
10.181,92 €
Runtime
36 Months
÷
Leasing rate
251,47 €
(211,32 € netto)
Effective leasing rate
282,83 €
(237,67 € netto)
Kaufpreis
32.925,00 €
Leasing factor
0.76
Effective leasing rate
0.86
Opel Insignia B Grand Sport 2.0 Diesel Business Elegance Cost per kilometer
Calculation basis
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 251.47 €, the Opel Insignia B Grand Sport 2.0 Diesel Business Elegance is an absolutely average value vehicle. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 36 months at the most favorable lease price . For the Opel Insignia the monthly vehicle tax is rather high at 20 Euro. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). amount to just 96 € monthly, as the vehicle is very economical. Added to this are insurance costs of 122 € per month, a reasonable lump sum considering the gross list price of 44445 €. In the transfer and registration, the dealer of this offer must apparently increased effort, the cost of which is 1129 €. The final assessment of this offer: this offer can be accepted with a clear conscience at a cost per kilometer of 0.34 € and the effective leasing factor of 0.86.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 36 months).
Fixed operating costs
€
€
€
€
€
+
Costs p.a. (excl. leasing)
13.333,00 €
Actual cost / Km
Fixed operating costs
13.333,00 €
Lease payments Total
9.052,92 €
+
Total cost
22.385,92 €
Total kilometers
30.000,00
÷
Cost / Km (only leasing)
0,34 €
Cumulative total cost / Km
0,34 €
Price development leasing Opel Insignia B Grand Sport 2.0 Diesel Business Elegance
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