Opel Insignia B Grand Sport 2.0 DI Turbo GS Line Plus Automatik - Costs
Monthly costs for Opel Insignia B Grand Sport 2.0 DI Turbo GS Line Plus Automatik
Find out the monthly maintenance cost for one Opel Insignia B Grand Sport 2.0 DI Turbo GS Line Plus Automatik with tax, running costs, insurance and workshop costs.
If you are planning to lease a Opel Insignia B Grand Sport 2.0 DI Turbo GS Line Plus Automatik, you may need to consider not only the monthly lease payment, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 895 €.
With a lease term of 24 months and a monthly lease payment of 289
€ with 10000 km mileage per year, there are fixed leasing costs of 8030 €. The insurance costs for the Opel Insignia B Grand Sport 2.0 DI Turbo GS Line Plus Automatik are quite expensive at around 122 € per month and the costs for novice drivers are likely to be quite a bit higher.
The monthly tax is only 17 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. The average depreciation of the Opel Insignia B Grand Sport 2.0 DI Turbo GS Line Plus Automatik over a useful life of 5 years is 574 € per month. On average, the Opel Insignia B Grand Sport 2.0 DI Turbo GS Line Plus Automatik trades for 50705 €, the offered vehicle has a gross list price of 47130 €.
Opel Insignia B Grand Sport 2.0 DI Turbo GS Line Plus Automatik Total cost & lease factor
Calculation basis
The lease payment is 289 € per month for a term of 24 months, so it is an average-priced offer. Can we still talk about a leasing deal for the Opel Insignia? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
To the monthly leasing rate must also be added the additional costs, such as transfer and registration. With 1094 €, the dealer makes here again a neat surcharge. Dividing the total costs (leasing costs + fixed costs = 8030 €) by the number of months (for this offer: 24 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 47130 €, you get the leasing factor. With this Opel Insignia results in an effective leasing factor of 1.02, the leased vehicle is therefore average value for money, it may be worthwhile to make a further leasing comparison.
Fixed costs
Leasing rates / 24 months
6.936,00 €
Transfer / Approval
1.094,00 €
+
Total cost
8.030,00 €
Leasing factor
Total cost
8.030,00 €
Runtime
24 Months
÷
Leasing rate
289,00 €
(242,86 € netto)
Effective leasing rate
334,58 €
(281,16 € netto)
Bruttolistenpreis
47.130,00 €
Leasing factor
0.88
Effective leasing rate
1.02
Opel Insignia B Grand Sport 2.0 DI Turbo GS Line Plus Automatik Cost per kilometer
Calculation basis
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 289 €, the Opel Insignia B Grand Sport 2.0 DI Turbo GS Line Plus Automatik is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 24 months at the most favorable lease price . For the Opel Insignia the monthly vehicle tax averages out at 17 €. In the case of the Opel Insignia, the monthly vehicle tax is quite favorable at 17 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue), amount to at least 147 € per month, since the vehicle of course also wants to be moved in accordance with its status. Added to this are insurance costs of 122 € per month, a reasonable lump sum considering the gross list price of 47130 €. In the transfer and registration, the dealer of this offer must apparently increased effort, the cost of which is 1094 €. The final assessment of this offer: rather high cost per kilometer (0.4 EUR) meets a rather high effective leasing factor of 1.02. You should only accept this offer if you want this car from this dealer.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 24 months).
Fixed operating costs
€
€
€
€
€
+
Costs p.a. (excl. leasing)
10.742,00 €
Actual cost / Km
Fixed operating costs
10.742,00 €
Lease payments Total
6.936,00 €
+
Total cost
17.678,00 €
Total kilometers
20.000,00
÷
Cost / Km (only leasing)
0,40 €
Cumulative total cost / Km
0,40 €
Price development leasing Opel Insignia B Grand Sport 2.0 DI Turbo GS Line Plus Automatik
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