Find out the monthly maintenance cost for the KIA Picanto JA 1.0 Dream-Team Edition with tax, running costs, insurance and workshop costs.
If you would like to lease a KIA Picanto JA 1.0 Dream-Team Edition, you may need to consider not only the regular lease payments, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 995 €.
With a lease term of 48 months and a monthly lease payment of 129
€ with 10000 km mileage per year, there are fixed leasing costs of 7187 €. Insurance costs for the KIA Picanto JA 1.0 Dream-Team Edition are quite reasonable at around 60 € per month, especially for drivers with a high no-claims class.
The monthly tax is only 6 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. The low depreciation of 195 € / month (for use over 5 years) for the KIA Picanto JA 1.0 Dream-Team Edition is not a factor in mileage leasing, but is an advantage in residual value leasing. On average, the KIA Picanto JA 1.0 Dream-Team Edition trades for 15240 €, the offered vehicle has a gross list price of 13550 €.
The leasing rate is 129 € per month with a term of 48 months, so the offer is basically cheap to begin with. But is this KIA Picanto a leasing deal? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing rate must also be supplemented by ancillary costs, e.g. transfer and registration. However, these costs are kept within limits with this offer at 995 €. Dividing the total costs (leasing costs + fixed costs = 7187 €) by the number of months (for this offer: 48 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 13550 €, you get the leasing factor. This KIA Picanto gives an effective leasing factor of 1.11, so it's a rather expensive leased vehicle. A leasing comparison with other deals is worthwhile.
Leasing rates / 48 months
6.192,00 €
Transfer / Approval
995,00 €
Total cost
7.187,00 €
Total cost
7.187,00 €
Runtime
48 Months
Leasing rate
129,00 €
(108,40 € netto)
Effective leasing rate
149,73 €
(125,82 € netto)
Bruttolistenpreis
13.550,00 €
Leasing factor
0.95
Effective leasing rate
1.11
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. The KIA Picanto JA 1.0 Dream-Team Edition, with a monthly leasing rate of 129 €, is already a rather inexpensive car. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . With the KIA Picanto, the monthly vehicle tax is very low at 6 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). amount to just 97 € monthly, as the vehicle is very economical. In addition, there are insurance costs of 60 € per month, which is quite a low amount but of course mainly due to the low gross list price (13550 €) and the vehicle size. The total invoice for this offer also includes the transfer and registration costs in the amount of 995 € (one-time). The final assessment of this offer: The only averagely high cost per kilometer in the amount of 0.18 € in connection with the, however, poor effective leasing factor of 1.11 are strong indications that this is a less good offer.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).
Costs p.a. (excl. leasing)
11.363,00 €
Fixed operating costs
11.363,00 €
Lease payments Total
6.192,00 €
Total cost
17.555,00 €
Total kilometers
40.000,00
Cost / Km (only leasing)
0,18 €
Cumulative total cost / Km
0,18 €
∅ Cost / km
0,16 €
Leasing factor
0.88
from113,78 €
∅ Cost / km
0,17 €
Leasing factor
0.81
from118,52 €
∅ Cost / km
0,17 €
Leasing factor
0.81
from116,37 €