Find out the projected monthly maintenance cost for one KIA Picanto JA 1.0 Dream-Team Edition with tax, running costs, insurance and workshop costs.
If you would like to lease a KIA Picanto JA 1.0 Dream-Team Edition, you may need to consider not only the monthly lease fee, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 0 €.
With a lease term of 48 months and a monthly lease payment of 127.76
€ with 10000 km mileage per year, there are fixed leasing costs of 6291.48 €. Insurance costs for the KIA Picanto JA 1.0 Dream-Team Edition are quite reasonable at around 60 € per month, especially for drivers with a high no-claims class.
The monthly tax is only 6 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. The low depreciation of 195 € / month (for use over 5 years) for the KIA Picanto JA 1.0 Dream-Team Edition is not a factor in mileage leasing, but is an advantage in residual value leasing. On average, the KIA Picanto JA 1.0 Dream-Team Edition trades for 15240 €, the offered vehicle has a gross list price of 14840 €.
Did you know? Immediately available vehicles like this one are usually a bit more expensive than order vehicles, because here the dealer calculates a surcharge for the storage / display of the vehicle into the offer.
The leasing rate is 127.76 € per month with a term of 48 months, so the offer is basically cheap to begin with. But is this KIA Picanto a leasing deal? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing rate must also be supplemented by ancillary costs, e.g. transfer and registration. However, these costs are kept within limits with this offer at 159 €. Dividing the total costs (leasing costs + fixed costs = 6291.48 €) by the number of months (for this offer: 48 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 14840 €, you get the leasing factor. With this KIA Picanto results in an effective leasing factor of 0.88, therefore it is a good value leasing vehicle and a good leasing deal.
Leasing rates / 48 months
6.132,48 €
Transfer / Approval
159,00 €
Total cost
6.291,48 €
Total cost
6.291,48 €
Runtime
48 Months
Leasing rate
127,76 €
(107,36 € netto)
Effective leasing rate
131,07 €
(110,14 € netto)
Bruttolistenpreis
14.840,00 €
Leasing factor
0.86
Effective leasing rate
0.88
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. The KIA Picanto JA 1.0 Dream-Team Edition, with a monthly leasing rate of 127.76 €, is already a rather inexpensive car. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . With the KIA Picanto, the monthly vehicle tax is very low at 6 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). amount to just 97 € monthly, as the vehicle is very economical. In addition, there are insurance costs of 60 € per month, which is quite a low amount but of course mainly due to the low gross list price (14840 €) and the vehicle size. A plus point with this offer: the transfer and registration costs are a slim 159 € ( one-time). The final assessment of this offer: this offer can be accepted with a clear conscience at a cost per kilometer of 0.16 € and the effective leasing factor of 0.88.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).
Costs p.a. (excl. leasing)
10.527,00 €
Fixed operating costs
10.527,00 €
Lease payments Total
6.132,48 €
Total cost
16.659,48 €
Total kilometers
40.000,00
Cost / Km (only leasing)
0,16 €
Cumulative total cost / Km
0,16 €
∅ Cost / km
0,15 €
Leasing factor
0.9
from113,00 €
∅ Cost / km
0,15 €
Leasing factor
0.58
from96,33 €