The insurance costs for the Kia Ceed CD 1.0 T-GDI Vision are quite expensive at around 106 € per month and the costs for novice drivers are likely to be quite a bit higher.
The monthly tax is only 7 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. On average, the Kia Ceed CD 1.0 T-GDI Vision trades for 21090 €, the offered vehicle has a gross list price of 25690 €.
Did you know? Immediately available vehicles like this one are usually a bit more expensive than order vehicles, because here the dealer calculates a surcharge for the storage / display of the vehicle into the offer.
The leasing rate is 189 € per month with a term of 60 months, so the offer is basically cheap to begin with. But is this KIA Ceed a leasing deal? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
To the monthly leasing rate must also be added the additional costs, such as transfer and registration. With 1672 €, the dealer makes here again a neat surcharge. Dividing the total costs (leasing costs + fixed costs = 13012 €) by the number of months (for this offer: 60 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 25690 €, you get the leasing factor. With this KIA Ceed results in an effective leasing factor of 0.84, therefore it is a good value leasing vehicle and a good leasing deal.
Leasing rates / 60 months
11.340,00 €
Transfer / Approval
1.672,00 €
Total cost
13.012,00 €
Total cost
13.012,00 €
Runtime
60 Months
Leasing rate
189,00 €
(158,82 € netto)
Effective leasing rate
216,87 €
(182,24 € netto)
Bruttolistenpreis
25.690,00 €
Leasing factor
0.74
Effective leasing rate
0.84
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 189 €, the Kia Ceed CD 1.0 T-GDI Vision is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 60 months at the most favorable lease price . With the KIA Ceed, the monthly vehicle tax is very low at 7 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). are average 120 € monthly. Added to this are insurance costs of 106 € per month, a reasonable lump sum considering the gross list price of 25690 €. In the transfer and registration, the dealer of this offer must apparently increased effort, the cost of which is 1672 €. The final assessment of this offer: Considering the good effective leasing factor of 0.84, even the rather high cost per kilometer (0.52 €) no longer seems problematic - this offer is a good deal!.
The previous costs are now summed and divided by the number of inclusive kilometers (5000 km multiplied by the term 60 months).
Voraussichtliche Nebenkosten
5.392,00 €
Voraussichtliche Fix + Betriebskosten über die Haltedauer
5.392,00 €
Lease payments Total
2.268,00 €
Total cost
7.660,00 €
Total kilometers
24.960,00
Cost / Km (only leasing)
0,52 €
Cumulative total cost / Km
0,52 €
∅ Cost / km
0,06 €
Leasing factor
0.62
from139,00 €
∅ Cost / km
0,07 €
Leasing factor
0.98
from199,00 €
∅ Cost / km
0,08 €
Leasing factor
0.28
from76,82 €