Find out the projected monthly maintenance cost for one Fiat Talento 296 Kombi L1H1 1,2t 1.6 Ecojet 145 Twin Turbo Family with tax, running costs, insurance and workshop costs.
If you are planning to lease a Fiat Talento 296 Kombi L1H1 1, you may need to consider not only the regular lease payments, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 995 €.
With a lease term of 48 months and a monthly lease payment of 177.31
€ with 10000 km mileage per year, there are fixed leasing costs of 9664.88 €. The insurance costs for the Fiat Talento 296 Kombi L1H1 1,2t 1.6 Ecojet 145 Twin Turbo Family are quite expensive at around 147 € per month and the costs for novice drivers are likely to be quite a bit higher. The new CO2 pricing results in an increased monthly tax of 22 €. On average, the Fiat Talento 296 Kombi L1H1 1,2t 1.6 Ecojet 145 Twin Turbo Family trades for 36212 €, the offered vehicle has a gross list price of 35456 €.
Did you know? Immediately available vehicles like this one are usually a bit more expensive than order vehicles, because here the dealer calculates a surcharge for the storage / display of the vehicle into the offer.
The leasing rate is 177.31 € per month with a term of 48 months, so the offer is basically cheap to begin with. But is this Fiat Talento a leasing deal? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
To the monthly leasing rate must also be added the additional costs, such as transfer and registration. With 1154 €, the dealer makes here again a neat surcharge. Dividing the total costs (leasing costs + fixed costs = 9664.88 €) by the number of months (for this offer: 48 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 35456 €, you get the leasing factor. With this Fiat Talento results in an effective leasing factor of 0.88, therefore it is a good value leasing vehicle and a good leasing deal.
Leasing rates / 48 months
8.510,88 €
Transfer / Approval
1.154,00 €
Total cost
9.664,88 €
Total cost
9.664,88 €
Runtime
48 Months
Leasing rate
177,31 €
(149,00 € netto)
Effective leasing rate
201,35 €
(169,20 € netto)
Bruttolistenpreis
35.456,00 €
Leasing factor
0.77
Effective leasing rate
0.88
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. The Fiat Talento 296 Kombi L1H1 1,2t 1.6 Ecojet 145 Twin Turbo Family, with a monthly leasing rate of 177.31 €, is already a rather inexpensive car. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . For the Fiat Talento the monthly vehicle tax is rather high at 22 Euro. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). amount only 118 € per month, because the vehicle simply does not need much energy either. Added to this are insurance costs of 147 € per month, which are thus quite higher, but this should not be surprising given a gross list price of 35456 €. In the transfer and registration, the dealer of this offer must apparently increased effort, the cost of which is 1154 €. The final assessment of this offer: this offer can be accepted with a clear conscience at a cost per kilometer of 0.24 € and the effective leasing factor of 0.88.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).
Costs p.a. (excl. leasing)
20.018,00 €
Fixed operating costs
20.018,00 €
Lease payments Total
8.510,88 €
Total cost
28.528,88 €
Total kilometers
40.000,00
Cost / Km (only leasing)
0,24 €
Cumulative total cost / Km
0,24 €
∅ Cost / km
0,21 €
Leasing factor
0.8
from179,00 €