Find out the projected monthly maintenance cost for one Fiat 500 F1A e Action with tax, running costs, insurance and workshop costs. If you would like to lease a Fiat 500 F1A e Action, you may need to consider not only the monthly lease payment, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 769.4 €. With a lease term of 48 months and a monthly lease payment of 163.58 € with 10000 km mileage per year, there are fixed leasing costs of 8621.24 €. The insurance costs for the Fiat 500 F1A e Action are on average high with approx. 73 € per month. The low depreciation of 187 € / month (for use over 5 years) for the Fiat 500 F1A e Action is not a factor in mileage leasing, but is an advantage in residual value leasing. On average, the Fiat 500 F1A e Action trades for 23910 €, the offered vehicle has a gross list price of 25410 €.
The leasing rate is 163.58 € per month with a term of 48 months, so the offer is basically cheap to begin with. But is this Fiat 500 a leasing deal? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing rate must also be supplemented by ancillary costs, e.g. transfer and registration. However, these costs are kept within limits with this offer at 769.4 €. Dividing the total costs (leasing costs + fixed costs = 8621.24 €) by the number of months (for this offer: 48 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 25410 €, you get the leasing factor. With this Fiat 500 results in an effective leasing factor of 0.82, therefore it is a good value leasing vehicle and a good leasing deal.
Leasing rates / 48 months
7.851,84 €
Transfer / Approval
769,40 €
Total cost
8.621,24 €
Total cost
8.621,24 €
Runtime
48 Months
Leasing rate
163,58 €
(137,46 € netto)
Effective leasing rate
179,61 €
(150,93 € netto)
Bruttolistenpreis
25.410,00 €
Leasing factor
0.75
Effective leasing rate
0.82
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. The Fiat 500 F1A e Action, with a monthly leasing rate of 163.58 €, is already a rather inexpensive car. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . The cost of operating the vehicle, an electric car, so the cost of electricity, amount to just 88 € monthly, as the vehicle is very economical. In addition, there are insurance costs of 73 € per month, which is quite a low amount but of course mainly due to the low gross list price (25410 €) and the vehicle size. The total invoice for this offer also includes the transfer and registration costs in the amount of 769.4 € (one-time). The final assessment of this offer: this offer can be accepted with a clear conscience at a cost per kilometer of 0.22 € and the effective leasing factor of 0.82.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).
Costs p.a. (excl. leasing)
10.753,40 €
Fixed operating costs
10.753,40 €
Lease payments Total
7.851,84 €
Total cost
18.605,24 €
Total kilometers
40.000,00
Cost / Km (only leasing)
0,22 €
Cumulative total cost / Km
0,22 €
∅ Cost / km
0,16 €
Leasing factor
0.33
from94,01 €
∅ Cost / km
0,19 €
Leasing factor
0.57
from119,00 €
∅ Cost / km
0,17 €
Leasing factor
0.4
from123,00 €