Find out the projected monthly maintenance cost for the BMW X5 G05/F95 xDrive45e M Sportpaket Steptronic Sport with tax, running costs, insurance and workshop costs.
If you are planning to lease a BMW X5 G05/F95 xDrive45e M Sportpaket Steptronic Sport, you may need to consider not only the monthly lease payment, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 1490 €.
With a lease term of 48 months and a monthly lease payment of 779
€ with 10000 km mileage per year, there are fixed leasing costs of 38882 €. The insurance costs for the BMW X5 G05/F95 xDrive45e M Sportpaket Steptronic Sport are extremely high at around 198 € per month. With insurance policies in this price range, you should be aware of any special clauses in the contract, which may not pay out the full amount of coverage even in the case of non-culpable events (accident, theft).
The monthly tax is only 5 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. The high average depreciation of the BMW X5 G05/F95 xDrive45e M Sportpaket Steptronic Sport amounting to 834 € per month (for use over 5 years) is due not least to the high gross list price of 84300 €. On average, the BMW X5 G05/F95 xDrive45e M Sportpaket Steptronic Sport trades for 90330 €, the offered vehicle has a gross list price of 84300 €.
The leasing rate is 779 € per month with a term of 48 months, so the offer is more for customers with a correspondingly large petty cash. Whether this BMW X5 is still a leasing deal? The decisive factor here is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
To the monthly leasing rate must also be added the additional costs, such as transfer and registration. With 1490 €, the dealer makes here again a neat surcharge. Dividing the total costs (leasing costs + fixed costs = 38882 €) by the number of months (for this offer: 48 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 84300 €, you get the leasing factor. This BMW X5 gives an effective leasing factor of 1.12, so it's a rather expensive leased vehicle. A leasing comparison with other deals is worthwhile.
Leasing rates / 48 months
37.392,00 €
Transfer / Approval
1.490,00 €
Total cost
38.882,00 €
Total cost
38.882,00 €
Runtime
48 Months
Leasing rate
779,00 €
(654,62 € netto)
Effective leasing rate
810,04 €
(680,71 € netto)
Bruttolistenpreis
84.300,00 €
Leasing factor
1.08
Effective leasing rate
1.12
The costs per kilometer are decisive in kilometer leasing, especially if they have to be carried privately. Due to the monthly leasing rate of 779 €, the BMW X5 G05/F95 xDrive45e M Sportpaket Steptronic Sport is already one of the quite expensive vehicles on German roads. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . With the BMW X5, the monthly vehicle tax is very low at 5 €. The cost of operating the vehicle, powered by a hybrid engine, i.e. the fuel and electricity costs. amount to 159 € per month, since the vehicle naturally also wants to be moved in accordance with its status. Added to this are insurance costs of 198 € per month, which are thus quite higher, but this should not be surprising given a gross list price of 84300 €. In the transfer and registration, the dealer of this offer must apparently increased effort, the cost of which is 1490 €. The final assessment of this offer: Due to the high cost per kilometer in the amount of 0.97 EUR, and the high effective leasing factor, we can unfortunately not make a recommendation for this offer.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).
Costs p.a. (excl. leasing)
27.698,00 €
Fixed operating costs
27.698,00 €
Lease payments Total
37.392,00 €
Total cost
65.090,00 €
Total kilometers
40.000,00
Cost / Km (only leasing)
0,97 €
Cumulative total cost / Km
0,97 €
∅ Cost / km
0,74 €
Leasing factor
0.92
from593,81 €
∅ Cost / km
0,44 €
Leasing factor
1.16
from365,00 €