BMW X3 G01/F97 xDrive30d Luxury Line Steptronic - Costs

Monthly costs for BMW X3 G01/F97 xDrive30d Luxury Line Steptronic

BMW X3 G01/F97  xDrive30d Luxury Line Steptronic

Find out the monthly maintenance cost for one BMW X3 G01/F97 xDrive30d Luxury Line Steptronic with tax, running costs, insurance and workshop costs. If you would like to lease a BMW X3 G01/F97 xDrive30d Luxury Line Steptronic, you may need to consider not only the monthly lease fee, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 0 €.

With a lease term of 42 months and a monthly lease payment of 447.71 € with 10000 km mileage per year, there are fixed leasing costs of 18993.82 €. The insurance costs for the BMW X3 G01/F97 xDrive30d Luxury Line Steptronic are extremely high at around 194 € per month. With insurance policies in this price range, you should be aware of any special clauses in the contract, which may not pay out the full amount of coverage even in the case of non-culpable events (accident, theft).

The new CO2 pricing results in an increased monthly tax of 40 €. On average, the BMW X3 G01/F97 xDrive30d Luxury Line Steptronic trades for 62300 €, the offered vehicle has a gross list price of 73859 €.

Did you know? Immediately available vehicles like this one are usually a bit more expensive than order vehicles, because here the dealer calculates a surcharge for the storage / display of the vehicle into the offer.

BMW X3 G01/F97 xDrive30d Luxury Line Steptronic Total cost & lease factor

Calculation basis

With a lease rate of 447.71 € per month for a term of 42 months, the BMW X3 offer is a rather expensive one. Can it still be a leasing deal? The decisive factor here is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.

The monthly leasing rate must also be supplemented by ancillary costs, e.g. transfer and registration. However, these costs are kept within limits with this offer at 190 €. Dividing the total costs (leasing costs + fixed costs = 18993.82 €) by the number of months (for this offer: 42 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 73859 €, you get the leasing factor. With this BMW X3 results in an effective leasing factor of 0.97, the leased vehicle is therefore average value for money, it may be worthwhile to make a further leasing comparison.

However, since this is a year-old car, so in fact a used car, the calculation is based on the purchase price rather than the gross list price.

Fixed costs

Leasing rates / 42 months

18.803,82 €

Transfer / Approval

190,00 €

+

Total cost

18.993,82 €

Leasing factor

Total cost

18.993,82 €

Runtime

42 Months

÷

Leasing rate

447,71 €
(376,23 € netto)

Effective leasing rate

452,23 €
(380,03 € netto)

Kaufpreis

46.500,00 €


Leasing factor

0.96

Effective leasing rate

0.97

BMW X3 G01/F97 xDrive30d Luxury Line Steptronic Cost per kilometer

Calculation basis

The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 447.71 €, the BMW X3 G01/F97 xDrive30d Luxury Line Steptronic is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 42 months at the most favorable lease price . In the case of the BMW X3 the monthly vehicle tax is very high at 40 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). are average 120 € monthly. Added to this are insurance costs of 194 € per month, which are thus quite higher, but this should not be surprising given a gross list price of 73859 €. A plus point with this offer: the transfer and registration costs are a slim 190 € ( one-time). The final assessment of this offer: rather high cost per kilometer (0.54 EUR) meets a rather high effective leasing factor of 0.97. You should only accept this offer if you want this car from this dealer.

The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 42 months).

Fixed operating costs
+

Costs p.a. (excl. leasing)

20.098,00 €

Actual cost / Km

Fixed operating costs

20.098,00 €

Lease payments Total

18.803,82 €

+

Total cost

38.901,82 €

Total kilometers

35.000,00

÷

Cost / Km (only leasing)

0,54 €

Cumulative total cost / Km

0,54 €

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