Find out the projected monthly maintenance cost for one BMW X3 G01/F97 xDrive20d M Sport Steptronic with tax, running costs, insurance and workshop costs.
If you are planning to lease a BMW X3 G01/F97 xDrive20d M Sport Steptronic, you may need to consider not only the monthly lease payment, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 0 €.
With a lease term of 42 months and a monthly lease payment of 499
€ with 10000 km mileage per year, there are fixed leasing costs of 20958 €. The insurance costs for the BMW X3 G01/F97 xDrive20d M Sport Steptronic are quite expensive at around 147 € per month and the costs for novice drivers are likely to be quite a bit higher. The new CO2 pricing results in an increased monthly tax of 28 €. On average, the BMW X3 G01/F97 xDrive20d M Sport Steptronic trades for 55500 €, the offered vehicle has a gross list price of 71829 €.
Did you know? Immediately available vehicles like this one are usually a bit more expensive than order vehicles, because here the dealer calculates a surcharge for the storage / display of the vehicle into the offer.
With a lease rate of 499 € per month for a term of 42 months, the BMW X3 offer is a rather expensive one. Can it still be a leasing deal? The decisive factor here is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing instalment must also be supplemented by the ancillary costs, e.g. transfer and registration. With this offer, however, nothing more is added in this respect. If you divide the total costs (leasing costs + fixed costs = 46992 €) by the number of months (48 months in this offer), you get the monthly effective costs. If you then divide this amount by the gross list price of 95390 €, you get the leasing factor. With this BMW X3 results in an effective leasing factor of 0.97, the leased vehicle is therefore average value for money, it may be worthwhile to make a further leasing comparison.
However, since this is a year-old car, so in fact a used car, the calculation is based on the purchase price rather than the gross list price.
Leasing rates / 42 months
20.958,00 €
Transfer / Approval
0,00 €
Total cost
20.958,00 €
Total cost
20.958,00 €
Runtime
42 Months
Leasing rate
499,00 €
(419,33 € netto)
Effective leasing rate
499,00 €
(419,33 € netto)
Kaufpreis
51.490,00 €
Leasing factor
0.97
Effective leasing rate
0.97
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 499 €, the BMW X3 G01/F97 xDrive20d M Sport Steptronic is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 42 months at the most favorable lease price . For the BMW X3 the monthly vehicle tax is rather high at 28 Euro. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). amount to just 105 € monthly, as the vehicle is very economical. Added to this are insurance costs of 147 € per month, which are thus quite higher, but this should not be surprising given a gross list price of 71829 €. A plus point with this offer: There are no transfer / registration costs to one. The final assessment of this offer: rather high cost per kilometer (0.6 EUR) meets a rather high effective leasing factor of 0.97. You should only accept this offer if you want this car from this dealer.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 42 months).
Costs p.a. (excl. leasing)
15.876,00 €
Fixed operating costs
15.876,00 €
Lease payments Total
20.958,00 €
Total cost
36.834,00 €
Total kilometers
35.000,00
Cost / Km (only leasing)
0,60 €
Cumulative total cost / Km
0,60 €
∅ Cost / km
0,42 €
Leasing factor
1.18
from353,00 €
∅ Cost / km
0,44 €
Leasing factor
1.1
from369,00 €
∅ Cost / km
0,41 €
Leasing factor
1.06
from337,89 €