Find out the monthly maintenance cost for one BMW X3 G01/F97 xDrive20d M Sport Steptronic with tax, running costs, insurance and workshop costs. If you would like to lease a BMW X3 G01/F97 xDrive20d M Sport Steptronic, you may need to consider not only the monthly lease payment, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 990 €. With a lease term of 36 months and a monthly lease payment of 539 € with 10000 km mileage per year, there are fixed leasing costs of 20394 €. The insurance costs for the BMW X3 G01/F97 xDrive20d M Sport Steptronic are quite expensive at around 147 € per month and the costs for novice drivers are likely to be quite a bit higher. The new CO2 pricing results in an increased monthly tax of 28 €. On average, the BMW X3 G01/F97 xDrive20d M Sport Steptronic trades for 55500 €, the offered vehicle has a gross list price of 68400 €.
With a lease rate of 539 € per month for a term of 36 months, the BMW X3 offer is a rather expensive one. Can it still be a leasing deal? The decisive factor here is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing rate must also be supplemented by ancillary costs, e.g. transfer and registration. However, these costs are kept within limits with this offer at 990 €. Dividing the total costs (leasing costs + fixed costs = 20394 €) by the number of months (for this offer: 36 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 68400 €, you get the leasing factor. With this BMW X3 results in an effective leasing factor of 0.83, therefore it is a good value leasing vehicle and a good leasing deal.
Leasing rates / 36 months
19.404,00 €
Transfer / Approval
990,00 €
Total cost
20.394,00 €
Total cost
20.394,00 €
Runtime
36 Months
Leasing rate
539,00 €
(452,94 € netto)
Effective leasing rate
566,50 €
(476,05 € netto)
Bruttolistenpreis
68.400,00 €
Leasing factor
0.79
Effective leasing rate
0.83
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 539 €, the BMW X3 G01/F97 xDrive20d M Sport Steptronic is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 36 months at the most favorable lease price . For the BMW X3 the monthly vehicle tax is rather high at 28 Euro. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). amount to just 105 € monthly, as the vehicle is very economical. Added to this are insurance costs of 147 € per month, which are thus quite higher, but this should not be surprising given a gross list price of 68400 €. The total invoice for this offer also includes the transfer and registration costs in the amount of 990 € (one-time). The final assessment of this offer: Considering the good effective leasing factor of 0.83, even the rather high cost per kilometer (0.68 €) no longer seems problematic - this offer is a good deal!.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 36 months).
Costs p.a. (excl. leasing)
14.598,00 €
Fixed operating costs
14.598,00 €
Lease payments Total
19.404,00 €
Total cost
34.002,00 €
Total kilometers
30.000,00
Cost / Km (only leasing)
0,68 €
Cumulative total cost / Km
0,68 €
∅ Cost / km
0,42 €
Leasing factor
1.18
from353,00 €
∅ Cost / km
0,44 €
Leasing factor
1.1
from369,00 €
∅ Cost / km
0,64 €
Leasing factor
1.07
from534,42 €