BMW X3 G01/F97 xDrive20d Luxury Line Steptronic - Costs
Monthly costs for BMW X3 G01/F97 xDrive20d Luxury Line Steptronic
Find out the projected monthly maintenance cost for the BMW X3 G01/F97 xDrive20d Luxury Line Steptronic with tax, running costs, insurance and workshop costs.
If you would like to lease a BMW X3 G01/F97 xDrive20d Luxury Line Steptronic, you may need to consider not only the monthly lease fee, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 0 €.
With a lease term of 48 months and a monthly lease payment of 649
€ with 10000 km mileage per year, there are fixed leasing costs of 31402 €. The insurance costs for the BMW X3 G01/F97 xDrive20d Luxury Line Steptronic are quite expensive at around 147 € per month and the costs for novice drivers are likely to be quite a bit higher. The new CO2 pricing results in an increased monthly tax of 23 €. On average, the BMW X3 G01/F97 xDrive20d Luxury Line Steptronic trades for 54000 €, the offered vehicle has a gross list price of 66710 €.
Did you know? Immediately available vehicles like this one are usually a bit more expensive than order vehicles, because here the dealer calculates a surcharge for the storage / display of the vehicle into the offer.
BMW X3 G01/F97 xDrive20d Luxury Line Steptronic Total cost & lease factor
Calculation basis
With a lease rate of 649 € per month for a term of 48 months, the BMW X3 offer is a rather expensive one. Can it still be a leasing deal? The decisive factor here is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing rate must also be supplemented by ancillary costs, e.g. transfer and registration. However, these costs are kept within limits with this offer at 250 €. Dividing the total costs (leasing costs + fixed costs = 31402 €) by the number of months (for this offer: 48 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 66710 €, you get the leasing factor. This BMW X3 gives an effective leasing factor of 1.14, so it's a rather expensive leased vehicle. A leasing comparison with other deals is worthwhile.
However, since this is a year-old car, so in fact a used car, the calculation is based on the purchase price rather than the gross list price.
Fixed costs
Leasing rates / 48 months
31.152,00 €
Transfer / Approval
250,00 €
+
Total cost
31.402,00 €
Leasing factor
Total cost
31.402,00 €
Runtime
48 Months
÷
Leasing rate
649,00 €
(545,38 € netto)
Effective leasing rate
654,21 €
(549,76 € netto)
Kaufpreis
57.450,00 €
Leasing factor
1.13
Effective leasing rate
1.14
BMW X3 G01/F97 xDrive20d Luxury Line Steptronic Cost per kilometer
Calculation basis
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 649 €, the BMW X3 G01/F97 xDrive20d Luxury Line Steptronic is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . For the BMW X3 the monthly vehicle tax is rather high at 23 Euro. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). amount to just 107 € monthly, as the vehicle is very economical. Added to this are insurance costs of 147 € per month, which are thus quite higher, but this should not be surprising given a gross list price of 66710 €. A plus point with this offer: the transfer and registration costs are a slim 250 € ( one-time). The final assessment of this offer: Due to the high cost per kilometer in the amount of 0.79 EUR, and the high effective leasing factor, we can unfortunately not make a recommendation for this offer.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).
Fixed operating costs
€
€
€
€
€
+
Costs p.a. (excl. leasing)
18.250,00 €
Actual cost / Km
Fixed operating costs
18.250,00 €
Lease payments Total
31.152,00 €
+
Total cost
49.402,00 €
Total kilometers
40.000,00
÷
Cost / Km (only leasing)
0,79 €
Cumulative total cost / Km
0,79 €
Price development leasing BMW X3 G01/F97 xDrive20d Luxury Line Steptronic
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