Find out the monthly maintenance cost for one BMW X3 G01/F97 xDrive20d Advantage Steptronic with tax, running costs, insurance and workshop costs. If you are planning to lease a BMW X3 G01/F97 xDrive20d Advantage Steptronic, you may need to consider not only the regular lease payments, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 990 €. With a lease term of 48 months and a monthly lease payment of 399 € with 10000 km mileage per year, there are fixed leasing costs of 20381 €. The insurance costs for the BMW X3 G01/F97 xDrive20d Advantage Steptronic are quite expensive at around 147 € per month and the costs for novice drivers are likely to be quite a bit higher. The new CO2 pricing results in an increased monthly tax of 27 €. On average, the BMW X3 G01/F97 xDrive20d Advantage Steptronic trades for 49200 €, the offered vehicle has a gross list price of 50800 €.
The lease payment is 399 € per month for a term of 48 months, so it is an average-priced offer. Can we still talk about a leasing deal for the BMW X3? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
To the monthly leasing rate must also be added the additional costs, such as transfer and registration. With 1229 €, the dealer makes here again a neat surcharge. Dividing the total costs (leasing costs + fixed costs = 20381 €) by the number of months (for this offer: 48 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 50800 €, you get the leasing factor. This BMW X3 gives an effective leasing factor of 1.08, so it's a rather expensive leased vehicle. A leasing comparison with other deals is worthwhile.
Leasing rates / 48 months
19.152,00 €
Transfer / Approval
1.229,00 €
Total cost
20.381,00 €
Total cost
20.381,00 €
Runtime
48 Months
Leasing rate
399,00 €
(335,29 € netto)
Effective leasing rate
424,60 €
(356,81 € netto)
Bruttolistenpreis
50.800,00 €
Leasing factor
1.01
Effective leasing rate
1.08
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 399 €, the BMW X3 G01/F97 xDrive20d Advantage Steptronic is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . For the BMW X3 the monthly vehicle tax is rather high at 27 Euro. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). amount to just 105 € monthly, as the vehicle is very economical. Added to this are insurance costs of 147 € per month, which are thus quite higher, but this should not be surprising given a gross list price of 50800 €. In the transfer and registration, the dealer of this offer must apparently increased effort, the cost of which is 1229 €. The final assessment of this offer: Due to the high cost per kilometer in the amount of 0.51 EUR, and the high effective leasing factor, we can unfortunately not make a recommendation for this offer.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).
Costs p.a. (excl. leasing)
19.229,00 €
Fixed operating costs
19.229,00 €
Lease payments Total
19.152,00 €
Total cost
38.381,00 €
Total kilometers
40.000,00
Cost / Km (only leasing)
0,51 €
Cumulative total cost / Km
0,51 €
∅ Cost / km
0,42 €
Leasing factor
1.18
from353,00 €
∅ Cost / km
0,44 €
Leasing factor
1.1
from369,00 €
∅ Cost / km
0,41 €
Leasing factor
1.06
from337,89 €