BMW X3 G01/F97 M40d Steptronic - Costs
Monthly costs for BMW X3 G01/F97 M40d Steptronic
Find out the projected monthly maintenance cost for one BMW X3 G01/F97 M40d Steptronic with tax, running costs, insurance and workshop costs.
If you would like to lease a BMW X3 G01/F97 M40d Steptronic, you may need to consider not only the monthly lease payment, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 0 €.
With a lease term of 42 months and a monthly lease payment of 679
€ with 10000 km mileage per year, there are fixed leasing costs of 28518 €. The insurance costs for the BMW X3 G01/F97 M40d Steptronic are extremely high at around 214 € per month. With insurance policies in this price range, you should be aware of any special clauses in the contract, which may not pay out the full amount of coverage even in the case of non-culpable events (accident, theft). The new CO2 pricing results in an increased monthly tax of 41 €. On average, the BMW X3 G01/F97 M40d Steptronic trades for 70300 €, the offered vehicle has a gross list price of 90129 €.
Did you know? Immediately available vehicles like this one are usually a bit more expensive than order vehicles, because here the dealer calculates a surcharge for the storage / display of the vehicle into the offer.
BMW X3 G01/F97 M40d Steptronic Total cost & lease factor
Calculation basis
With a lease rate of 679 € per month for a term of 42 months, the BMW X3 offer is a rather expensive one. Can it still be a leasing deal? The decisive factor here is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing instalment must also be supplemented by the ancillary costs, e.g. transfer and registration. With this offer, however, nothing more is added in this respect. If you divide the total costs (leasing costs + fixed costs = 46992 €) by the number of months (48 months in this offer), you get the monthly effective costs. If you then divide this amount by the gross list price of 95390 €, you get the leasing factor. With this BMW X3 results in an effective leasing factor of 1.04, the leased vehicle is therefore average value for money, it may be worthwhile to make a further leasing comparison.
However, since this is a year-old car, so in fact a used car, the calculation is based on the purchase price rather than the gross list price.
Fixed costs
Leasing rates / 42 months
28.518,00 €
Transfer / Approval
0,00 €
+
Total cost
28.518,00 €
Leasing factor
Total cost
28.518,00 €
Runtime
42 Months
÷
Leasing rate
679,00 €
(570,59 € netto)
Effective leasing rate
679,00 €
(570,59 € netto)
Kaufpreis
64.990,00 €
Leasing factor
1.04
Effective leasing rate
1.04
BMW X3 G01/F97 M40d Steptronic Cost per kilometer
Calculation basis
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 679 €, the BMW X3 G01/F97 M40d Steptronic is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 42 months at the most favorable lease price . In the case of the BMW X3 the monthly vehicle tax is very high at 41 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). are average 126 € monthly. Added to this are insurance costs of 214 € per month, which are thus quite higher, but this should not be surprising given a gross list price of 90129 €. A plus point with this offer: There are no transfer / registration costs to one. The final assessment of this offer: rather high cost per kilometer (0.81 EUR) meets a rather high effective leasing factor of 1.04. You should only accept this offer if you want this car from this dealer.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 42 months).
Fixed operating costs
€
€
€
€
€
+
Costs p.a. (excl. leasing)
23.898,00 €
Actual cost / Km
Fixed operating costs
23.898,00 €
Lease payments Total
28.518,00 €
+
Total cost
52.416,00 €
Total kilometers
35.000,00
÷
Cost / Km (only leasing)
0,81 €
Cumulative total cost / Km
0,81 €
Price development leasing BMW X3 G01/F97 M40d Steptronic
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