BMW X2 F39 xDrive20i M Sport Steptronic - Costs

Monthly costs for BMW X2 F39 xDrive20i M Sport Steptronic

BMW X2 F39  xDrive20i M Sport Steptronic

Find out the monthly maintenance cost for the BMW X2 F39 xDrive20i M Sport Steptronic with tax, running costs, insurance and workshop costs. If you would like to lease a BMW X2 F39 xDrive20i M Sport Steptronic, you may need to consider not only the monthly lease fee, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 840 €.

With a lease term of 48 months and a monthly lease payment of 449 € with 10000 km mileage per year, there are fixed leasing costs of 22392 €. The insurance costs for the BMW X2 F39 xDrive20i M Sport Steptronic are quite expensive at around 112 € per month and the costs for novice drivers are likely to be quite a bit higher.

The monthly tax is only 15 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. The average depreciation of the BMW X2 F39 xDrive20i M Sport Steptronic over a useful life of 5 years is 538 € per month. On average, the BMW X2 F39 xDrive20i M Sport Steptronic trades for 49750 €, the offered vehicle has a gross list price of 45534 €.

Did you know? Immediately available vehicles like this one are usually a bit more expensive than order vehicles, because here the dealer calculates a surcharge for the storage / display of the vehicle into the offer.

BMW X2 F39 xDrive20i M Sport Steptronic Total cost & lease factor

Calculation basis

With a lease rate of 449 € per month for a term of 48 months, the BMW X2 offer is a rather expensive one. Can it still be a leasing deal? The decisive factor here is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.

The monthly leasing rate must also be supplemented by ancillary costs, e.g. transfer and registration. However, these costs are kept within limits with this offer at 840 €. Dividing the total costs (leasing costs + fixed costs = 22392 €) by the number of months (for this offer: 48 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 45534 €, you get the leasing factor. With this BMW X2 results in an effective leasing factor of 1.02, the leased vehicle is therefore average value for money, it may be worthwhile to make a further leasing comparison.

Fixed costs

Leasing rates / 48 months

21.552,00 €

Transfer / Approval

840,00 €

+

Total cost

22.392,00 €

Leasing factor

Total cost

22.392,00 €

Runtime

48 Months

÷

Leasing rate

449,00 €
(377,31 € netto)

Effective leasing rate

466,50 €
(392,02 € netto)

Bruttolistenpreis

45.534,00 €


Leasing factor

0.99

Effective leasing rate

1.02

BMW X2 F39 xDrive20i M Sport Steptronic Cost per kilometer

Calculation basis

The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 449 €, the BMW X2 F39 xDrive20i M Sport Steptronic is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . For the BMW X2 the monthly vehicle tax averages out at 15 €. In the case of the BMW X2, the monthly vehicle tax is quite favorable at 15 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue), amount to at least 148 € per month, since the vehicle of course also wants to be moved in accordance with its status. Added to this are insurance costs of 112 € per month, a reasonable lump sum considering the gross list price of 45534 €. The total invoice for this offer also includes the transfer and registration costs in the amount of 840 € (one-time). The final assessment of this offer: rather high cost per kilometer (0.56 EUR) meets a rather high effective leasing factor of 1.02. You should only accept this offer if you want this car from this dealer.

The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).

Fixed operating costs
+

Costs p.a. (excl. leasing)

17.640,00 €

Actual cost / Km

Fixed operating costs

17.640,00 €

Lease payments Total

21.552,00 €

+

Total cost

39.192,00 €

Total kilometers

40.000,00

÷

Cost / Km (only leasing)

0,56 €

Cumulative total cost / Km

0,56 €

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