BMW X2 F39 xDrive20i M Sport Steptronic - Costs
Monthly costs for BMW X2 F39 xDrive20i M Sport Steptronic
Find out the projected monthly maintenance cost for the BMW X2 F39 xDrive20i M Sport Steptronic with tax, running costs, insurance and workshop costs.
If you are planning to lease a BMW X2 F39 xDrive20i M Sport Steptronic, you may need to consider not only the regular lease payments, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 849 €.
With a lease term of 36 months and a monthly lease payment of 449
€ with 10000 km mileage per year, there are fixed leasing costs of 17163 €. The insurance costs for the BMW X2 F39 xDrive20i M Sport Steptronic are quite expensive at around 136 € per month and the costs for novice drivers are likely to be quite a bit higher.
The monthly tax is only 17 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. On average, the BMW X2 F39 xDrive20i M Sport Steptronic trades for 47750 €, the offered vehicle has a gross list price of 39990 €.
Did you know? Immediately available vehicles like this one are usually a bit more expensive than order vehicles, because here the dealer calculates a surcharge for the storage / display of the vehicle into the offer.
BMW X2 F39 xDrive20i M Sport Steptronic Total cost & lease factor
Calculation basis
With a lease rate of 449 € per month for a term of 36 months, the BMW X2 offer is a rather expensive one. Can it still be a leasing deal? The decisive factor here is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing rate must also be supplemented by ancillary costs, e.g. transfer and registration. However, these costs are kept within limits with this offer at 999 €. Dividing the total costs (leasing costs + fixed costs = 17163 €) by the number of months (for this offer: 36 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 39990 €, you get the leasing factor. This BMW X2 gives an effective leasing factor of 1.19, so it's a rather expensive leased vehicle. A leasing comparison with other deals is worthwhile.
However, since this is a year-old car, so in fact a used car, the calculation is based on the purchase price rather than the gross list price.
Fixed costs
Leasing rates / 36 months
16.164,00 €
Transfer / Approval
999,00 €
+
Total cost
17.163,00 €
Leasing factor
Total cost
17.163,00 €
Runtime
36 Months
÷
Leasing rate
449,00 €
(377,31 € netto)
Effective leasing rate
476,75 €
(400,63 € netto)
Kaufpreis
39.990,00 €
Leasing factor
1.12
Effective leasing rate
1.19
BMW X2 F39 xDrive20i M Sport Steptronic Cost per kilometer
Calculation basis
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 449 €, the BMW X2 F39 xDrive20i M Sport Steptronic is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 36 months at the most favorable lease price . For the BMW X2 the monthly vehicle tax averages out at 17 €. In the case of the BMW X2, the monthly vehicle tax is quite favorable at 17 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue), amount to at least 141 € per month, since the vehicle of course also wants to be moved in accordance with its status. Added to this are insurance costs of 136 € per month, a reasonable lump sum considering the gross list price of 39990 €. The total invoice for this offer also includes the transfer and registration costs in the amount of 999 € (one-time). The final assessment of this offer: Due to the high cost per kilometer in the amount of 0.57 EUR, and the high effective leasing factor, we can unfortunately not make a recommendation for this offer.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 36 months).
Fixed operating costs
€
€
€
€
€
+
Costs p.a. (excl. leasing)
14.679,00 €
Actual cost / Km
Fixed operating costs
14.679,00 €
Lease payments Total
16.164,00 €
+
Total cost
30.843,00 €
Total kilometers
30.000,00
÷
Cost / Km (only leasing)
0,57 €
Cumulative total cost / Km
0,57 €
Price development leasing BMW X2 F39 xDrive20i M Sport Steptronic
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