BMW X2 F39 xDrive20d M Sport Steptronic - Costs
Monthly costs for BMW X2 F39 xDrive20d M Sport Steptronic
Find out the projected monthly maintenance cost for one BMW X2 F39 xDrive20d M Sport Steptronic with tax, running costs, insurance and workshop costs.
If you would like to lease a BMW X2 F39 xDrive20d M Sport Steptronic, you may need to consider not only the regular lease payments, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 849 €.
With a lease term of 48 months and a monthly lease payment of 527.22
€ with 10000 km mileage per year, there are fixed leasing costs of 26155.56 €. The insurance costs for the BMW X2 F39 xDrive20d M Sport Steptronic are quite expensive at around 147 € per month and the costs for novice drivers are likely to be quite a bit higher. The new CO2 pricing results in an increased monthly tax of 25 €. On average, the BMW X2 F39 xDrive20d M Sport Steptronic trades for 49500 €, the offered vehicle has a gross list price of 63209 €.
Did you know? Immediately available vehicles like this one are usually a bit more expensive than order vehicles, because here the dealer calculates a surcharge for the storage / display of the vehicle into the offer.
BMW X2 F39 xDrive20d M Sport Steptronic Total cost & lease factor
Calculation basis
With a lease rate of 527.22 € per month for a term of 48 months, the BMW X2 offer is a rather expensive one. Can it still be a leasing deal? The decisive factor here is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing rate must also be supplemented by ancillary costs, e.g. transfer and registration. However, these costs are kept within limits with this offer at 849 €. Dividing the total costs (leasing costs + fixed costs = 26155.56 €) by the number of months (for this offer: 48 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 63209 €, you get the leasing factor. With this BMW X2 results in an effective leasing factor of 1.03, the leased vehicle is therefore average value for money, it may be worthwhile to make a further leasing comparison.
However, since this is a year-old car, so in fact a used car, the calculation is based on the purchase price rather than the gross list price.
Fixed costs
Leasing rates / 48 months
25.306,56 €
Transfer / Approval
849,00 €
+
Total cost
26.155,56 €
Leasing factor
Total cost
26.155,56 €
Runtime
48 Months
÷
Leasing rate
527,22 €
(443,04 € netto)
Effective leasing rate
544,91 €
(457,91 € netto)
Kaufpreis
52.900,00 €
Leasing factor
1
Effective leasing rate
1.03
BMW X2 F39 xDrive20d M Sport Steptronic Cost per kilometer
Calculation basis
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 527.22 €, the BMW X2 F39 xDrive20d M Sport Steptronic is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . For the BMW X2 the monthly vehicle tax is rather high at 25 Euro. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). amount to just 97 € monthly, as the vehicle is very economical. Added to this are insurance costs of 147 € per month, which are thus quite higher, but this should not be surprising given a gross list price of 63209 €. The total invoice for this offer also includes the transfer and registration costs in the amount of 849 € (one-time). The final assessment of this offer: rather high cost per kilometer (0.65 EUR) meets a rather high effective leasing factor of 1.03. You should only accept this offer if you want this car from this dealer.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).
Fixed operating costs
€
€
€
€
€
+
Costs p.a. (excl. leasing)
18.129,00 €
Actual cost / Km
Fixed operating costs
18.129,00 €
Lease payments Total
25.306,56 €
+
Total cost
43.435,56 €
Total kilometers
40.000,00
÷
Cost / Km (only leasing)
0,65 €
Cumulative total cost / Km
0,65 €
Price development leasing BMW X2 F39 xDrive20d M Sport Steptronic
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