Find out the projected monthly maintenance cost for one BMW X2 F39 sDrive18d M Sport X Steptronic with tax, running costs, insurance and workshop costs.
If you would like to lease a BMW X2 F39 sDrive18d M Sport X Steptronic, you may need to consider not only the monthly lease payment, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 0 €.
With a lease term of 42 months and a monthly lease payment of 355
€ with 10000 km mileage per year, there are fixed leasing costs of 15070 €. The insurance costs for the BMW X2 F39 sDrive18d M Sport X Steptronic are quite expensive at around 112 € per month and the costs for novice drivers are likely to be quite a bit higher. The new CO2 pricing results in an increased monthly tax of 25 €. The average depreciation of the BMW X2 F39 sDrive18d M Sport X Steptronic over a useful life of 5 years is 521 € per month. On average, the BMW X2 F39 sDrive18d M Sport X Steptronic trades for 47000 €, the offered vehicle has a gross list price of 54772 €.
Did you know? Immediately available vehicles like this one are usually a bit more expensive than order vehicles, because here the dealer calculates a surcharge for the storage / display of the vehicle into the offer.
The lease payment is 355 € per month for a term of 42 months, so it is an average-priced offer. Can we still talk about a leasing deal for the BMW X2? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing rate must also be supplemented by ancillary costs, e.g. transfer and registration. However, these costs are kept within limits with this offer at 160 €. Dividing the total costs (leasing costs + fixed costs = 15070 €) by the number of months (for this offer: 42 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 54772 €, you get the leasing factor. With this BMW X2 results in an effective leasing factor of 1, the leased vehicle is therefore average value for money, it may be worthwhile to make a further leasing comparison.
However, since this is a year-old car, so in fact a used car, the calculation is based on the purchase price rather than the gross list price.
Leasing rates / 42 months
14.910,00 €
Transfer / Approval
160,00 €
Total cost
15.070,00 €
Total cost
15.070,00 €
Runtime
42 Months
Leasing rate
355,00 €
(298,32 € netto)
Effective leasing rate
358,81 €
(301,52 € netto)
Kaufpreis
35.790,00 €
Leasing factor
0.99
Effective leasing rate
1
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 355 €, the BMW X2 F39 sDrive18d M Sport X Steptronic is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 42 months at the most favorable lease price . For the BMW X2 the monthly vehicle tax is rather high at 25 Euro. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). amount only 112 € per month, because the vehicle simply does not need much energy either. Added to this are insurance costs of 112 € per month, a reasonable lump sum considering the gross list price of 54772 €. A plus point with this offer: the transfer and registration costs are a slim 160 € ( one-time). The final assessment of this offer: rather high cost per kilometer (0.43 EUR) meets a rather high effective leasing factor of 1. You should only accept this offer if you want this car from this dealer.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 42 months).
Costs p.a. (excl. leasing)
13.768,00 €
Fixed operating costs
13.768,00 €
Lease payments Total
14.910,00 €
Total cost
28.678,00 €
Total kilometers
35.000,00
Cost / Km (only leasing)
0,43 €
Cumulative total cost / Km
0,43 €
∅ Cost / km
0,42 €
Leasing factor
1.18
from353,00 €
∅ Cost / km
0,41 €
Leasing factor
1.06
from337,89 €
∅ Cost / km
0,36 €
Leasing factor
0.99
from298,00 €