BMW X1 F48 sDrive20i Sport Line Steptronic (DKG) - Costs

Monthly costs for BMW X1 F48 sDrive20i Sport Line Steptronic (DKG)

BMW X1 F48  sDrive20i Sport Line Steptronic (DKG)

Find out the projected monthly maintenance cost for the BMW X1 F48 sDrive20i Sport Line Steptronic (DKG) with tax, running costs, insurance and workshop costs. If you would like to lease a BMW X1 F48 sDrive20i Sport Line Steptronic (DKG), you may need to consider not only the regular lease payments, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 0 €.

With a lease term of 36 months and a monthly lease payment of 395 € with 10000 km mileage per year, there are fixed leasing costs of 14369 €. The insurance costs for the BMW X1 F48 sDrive20i Sport Line Steptronic (DKG) are quite expensive at around 106 € per month and the costs for novice drivers are likely to be quite a bit higher.

The monthly tax is only 14 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. The average depreciation of the BMW X1 F48 sDrive20i Sport Line Steptronic (DKG) over a useful life of 5 years is 489 € per month. On average, the BMW X1 F48 sDrive20i Sport Line Steptronic (DKG) trades for 44856 €, the offered vehicle has a gross list price of 50600 €.

Did you know? Immediately available vehicles like this one are usually a bit more expensive than order vehicles, because here the dealer calculates a surcharge for the storage / display of the vehicle into the offer.

BMW X1 F48 sDrive20i Sport Line Steptronic (DKG) Total cost & lease factor

Calculation basis

The lease payment is 395 € per month for a term of 36 months, so it is an average-priced offer. Can we still talk about a leasing deal for the BMW X1? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.

The monthly leasing rate must also be supplemented by ancillary costs, e.g. transfer and registration. However, these costs are kept within limits with this offer at 149 €. Dividing the total costs (leasing costs + fixed costs = 14369 €) by the number of months (for this offer: 36 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 50600 €, you get the leasing factor. This BMW X1 gives an effective leasing factor of 1.14, so it's a rather expensive leased vehicle. A leasing comparison with other deals is worthwhile.

However, since this is a year-old car, so in fact a used car, the calculation is based on the purchase price rather than the gross list price.

Fixed costs

Leasing rates / 36 months

14.220,00 €

Transfer / Approval

149,00 €

+

Total cost

14.369,00 €

Leasing factor

Total cost

14.369,00 €

Runtime

36 Months

÷

Leasing rate

395,00 €
(331,93 € netto)

Effective leasing rate

399,14 €
(335,41 € netto)

Kaufpreis

34.980,00 €


Leasing factor

1.13

Effective leasing rate

1.14

BMW X1 F48 sDrive20i Sport Line Steptronic (DKG) Cost per kilometer

Calculation basis

The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 395 €, the BMW X1 F48 sDrive20i Sport Line Steptronic (DKG) is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 36 months at the most favorable lease price . In the case of the BMW X1, the monthly vehicle tax is quite favorable at 14 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). amount to 150 € per month, since the vehicle naturally also wants to be moved in accordance with its status. Added to this are insurance costs of 106 € per month, a reasonable lump sum considering the gross list price of 50600 €. A plus point with this offer: the transfer and registration costs are a slim 149 € ( one-time). The final assessment of this offer: Due to the high cost per kilometer in the amount of 0.48 EUR, and the high effective leasing factor, we can unfortunately not make a recommendation for this offer.

The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 36 months).

Fixed operating costs
+

Costs p.a. (excl. leasing)

12.641,00 €

Actual cost / Km

Fixed operating costs

12.641,00 €

Lease payments Total

14.220,00 €

+

Total cost

26.861,00 €

Total kilometers

30.000,00

÷

Cost / Km (only leasing)

0,48 €

Cumulative total cost / Km

0,48 €

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