BMW iX3 G08 Inspiring - Costs
Monthly costs for BMW iX3 G08 Inspiring
Find out the monthly maintenance cost for one BMW iX3 G08 Inspiring with tax, running costs, insurance and workshop costs.
If you are interested in leasing a BMW iX3 G08 Inspiring, you may need to consider not only the monthly lease fee, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 990 €.
With a lease term of 48 months and a monthly lease payment of 529
€ with 10000 km mileage per year, there are fixed leasing costs of 26382 €. The insurance costs for the BMW iX3 G08 Inspiring are extremely high at around 158 € per month. With insurance policies in this price range, you should be aware of any special clauses in the contract, which may not pay out the full amount of coverage even in the case of non-culpable events (accident, theft). The high average depreciation of the BMW iX3 G08 Inspiring amounting to 673 € per month (for use over 5 years) is due not least to the high gross list price of 67400 €. On average, the BMW iX3 G08 Inspiring trades for 67750 €, the offered vehicle has a gross list price of 67400 €.
Did you know? Immediately available vehicles like this one are usually a bit more expensive than order vehicles, because here the dealer calculates a surcharge for the storage / display of the vehicle into the offer.
BMW iX3 G08 Inspiring Total cost & lease factor
Calculation basis
With a lease rate of 529 € per month for a term of 48 months, the BMW iX3 offer is a rather expensive one. Can it still be a leasing deal? The decisive factor here is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing rate must also be supplemented by ancillary costs, e.g. transfer and registration. However, these costs are kept within limits with this offer at 990 €. Dividing the total costs (leasing costs + fixed costs = 26382 €) by the number of months (for this offer: 48 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 67400 €, you get the leasing factor. With this BMW iX3 results in an effective leasing factor of 0.82, therefore it is a good value leasing vehicle and a good leasing deal.
Fixed costs
Leasing rates / 48 months
25.392,00 €
Transfer / Approval
990,00 €
+
Total cost
26.382,00 €
Leasing factor
Total cost
26.382,00 €
Runtime
48 Months
÷
Leasing rate
529,00 €
(444,54 € netto)
Effective leasing rate
549,63 €
(461,87 € netto)
Bruttolistenpreis
67.400,00 €
Leasing factor
0.78
Effective leasing rate
0.82
BMW iX3 G08 Inspiring Cost per kilometer
Calculation basis
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 529 €, the BMW iX3 G08 Inspiring is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . The cost of operating the vehicle, an electric car, so the cost of electricity, amount to just 104 € monthly, as the vehicle is very economical. Added to this are insurance costs of 158 € per month, which are thus quite higher, but this should not be surprising given a gross list price of 67400 €. The total invoice for this offer also includes the transfer and registration costs in the amount of 990 € (one-time). The final assessment of this offer: Considering the good effective leasing factor of 0.82, even the rather high cost per kilometer (0.66 €) no longer seems problematic - this offer is a good deal!.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).
Fixed operating costs
€
€
€
€
€
+
Costs p.a. (excl. leasing)
18.654,00 €
Actual cost / Km
Fixed operating costs
18.654,00 €
Lease payments Total
25.392,00 €
+
Total cost
44.046,00 €
Total kilometers
40.000,00
÷
Cost / Km (only leasing)
0,66 €
Cumulative total cost / Km
0,66 €
