BMW 5er-Reihe G30/G31/F90 545e M Sportpaket xDrive Steptronic - Costs

Monthly costs for BMW 5er-Reihe G30/G31/F90 545e M Sportpaket xDrive Steptronic

BMW 5er-Reihe G30/G31/F90 545e M Sportpaket xDrive Steptronic

Find out the projected monthly maintenance cost for one BMW 5er-Reihe G30/G31/F90 545e M Sportpaket xDrive Steptronic with tax, running costs, insurance and workshop costs. If you are planning to lease a BMW 5er-Reihe G30/G31/F90 545e M Sportpaket xDrive Steptronic, you may need to consider not only the monthly lease payment, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 0 €.

With a lease term of 36 months and a monthly lease payment of 1468 € with 10000 km mileage per year, there are fixed leasing costs of 52848 €. The insurance costs for the BMW 5er-Reihe G30/G31/F90 545e M Sportpaket xDrive Steptronic are extremely high at around 177 € per month. With insurance policies in this price range, you should be aware of any special clauses in the contract, which may not pay out the full amount of coverage even in the case of non-culpable events (accident, theft).

The monthly tax is only 5 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. The high average depreciation of the BMW 5er-Reihe G30/G31/F90 545e M Sportpaket xDrive Steptronic amounting to 839 € per month (for use over 5 years) is due not least to the high gross list price of 80450 €. On average, the BMW 5er-Reihe G30/G31/F90 545e M Sportpaket xDrive Steptronic trades for 81620 €, the offered vehicle has a gross list price of 80450 €.

Did you know? Immediately available vehicles like this one are usually a bit more expensive than order vehicles, because here the dealer calculates a surcharge for the storage / display of the vehicle into the offer.

BMW 5er-Reihe G30/G31/F90 545e M Sportpaket xDrive Steptronic Total cost & lease factor

Calculation basis

The leasing rate is 1468 € per month with a term of 36 months, so the offer is more for customers with a correspondingly large petty cash. Whether this BMW 5er-Reihe is still a leasing deal? The decisive factor here is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.

The monthly leasing instalment must also be supplemented by the ancillary costs, e.g. transfer and registration. With this offer, however, nothing more is added in this respect. If you divide the total costs (leasing costs + fixed costs = 46992 €) by the number of months (48 months in this offer), you get the monthly effective costs. If you then divide this amount by the gross list price of 95390 €, you get the leasing factor. This BMW 5er-Reihe results in an effective leasing factor of 2.17, so it is an expensive leased vehicle. We recommend a leasing comparison with cheaper deals.

However, since this is a year-old car, so in fact a used car, the calculation is based on the purchase price rather than the gross list price.

Fixed costs

Leasing rates / 36 months

52.848,00 €

Transfer / Approval

0,00 €

+

Total cost

52.848,00 €

Leasing factor

Total cost

52.848,00 €

Runtime

36 Months

÷

Leasing rate

1.468,00 €
(1.233,61 € netto)

Effective leasing rate

1.468,00 €
(1.233,61 € netto)

Kaufpreis

67.605,04 €


Leasing factor

2.17

Effective leasing rate

2.17

BMW 5er-Reihe G30/G31/F90 545e M Sportpaket xDrive Steptronic Cost per kilometer

Calculation basis

The costs per kilometer are decisive in kilometer leasing, especially if they have to be carried privately. Due to the monthly leasing rate of 1468 €, the BMW 5er-Reihe G30/G31/F90 545e M Sportpaket xDrive Steptronic is already one of the quite expensive vehicles on German roads. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 36 months at the most favorable lease price . With the BMW 5er-Reihe, the monthly vehicle tax is very low at 5 €. The cost of operating the vehicle, powered by a hybrid engine, i.e. the fuel and electricity costs. amount to 135 € per month, since the vehicle naturally also wants to be moved in accordance with its status. Added to this are insurance costs of 177 € per month, which are thus quite higher, but this should not be surprising given a gross list price of 80450 €. A plus point with this offer: There are no transfer / registration costs to one. The final assessment of this offer: Due to the high cost per kilometer in the amount of 1.76 EUR, and the high effective leasing factor, we can unfortunately not make a recommendation for this offer.

The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 36 months).

Fixed operating costs
+

Costs p.a. (excl. leasing)

16.992,00 €

Actual cost / Km

Fixed operating costs

16.992,00 €

Lease payments Total

52.848,00 €

+

Total cost

69.840,00 €

Total kilometers

30.000,00

÷

Cost / Km (only leasing)

1,76 €

Cumulative total cost / Km

1,76 €

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