Find out the projected monthly maintenance cost for the BMW 4er-Reihe F32/F33/F36/F82/F83 430i Gran Coupe Sport Line xDrive Steptronic with tax, running costs, insurance and workshop costs.
If you are interested in leasing a BMW 4er-Reihe F32/F33/F36/F82/F83 430i Gran Coupe Sport Line xDrive Steptronic, you may need to consider not only the monthly lease payment, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 0 €.
With a lease term of 36 months and a monthly lease payment of 299.94
€ with 10000 km mileage per year, there are fixed leasing costs of 10986.84 €. The insurance costs for the BMW 4er-Reihe F32/F33/F36/F82/F83 430i Gran Coupe Sport Line xDrive Steptronic are extremely high at around 214 € per month. With insurance policies in this price range, you should be aware of any special clauses in the contract, which may not pay out the full amount of coverage even in the case of non-culpable events (accident, theft).
The monthly tax is only 18 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. On average, the BMW 4er-Reihe F32/F33/F36/F82/F83 430i Gran Coupe Sport Line xDrive Steptronic trades for 52950 €, the offered vehicle has a gross list price of 61728 €.
Did you know? Immediately available vehicles like this one are usually a bit more expensive than order vehicles, because here the dealer calculates a surcharge for the storage / display of the vehicle into the offer.
The lease payment is 299.94 € per month for a term of 36 months, so it is an average-priced offer. Can we still talk about a leasing deal for the BMW 4er-Reihe? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing rate must also be supplemented by ancillary costs, e.g. transfer and registration. However, these costs are kept within limits with this offer at 189 €. Dividing the total costs (leasing costs + fixed costs = 10986.84 €) by the number of months (for this offer: 36 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 61728 €, you get the leasing factor. With this BMW 4er-Reihe results in an effective leasing factor of 0.86, therefore it is a good value leasing vehicle and a good leasing deal.
However, since this is a year-old car, so in fact a used car, the calculation is based on the purchase price rather than the gross list price.
Leasing rates / 36 months
10.797,84 €
Transfer / Approval
189,00 €
Total cost
10.986,84 €
Total cost
10.986,84 €
Runtime
36 Months
Leasing rate
299,94 €
(252,05 € netto)
Effective leasing rate
305,19 €
(256,46 € netto)
Kaufpreis
35.500,00 €
Leasing factor
0.84
Effective leasing rate
0.86
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 299.94 €, the BMW 4er-Reihe F32/F33/F36/F82/F83 430i Gran Coupe Sport Line xDrive Steptronic is an absolutely average value vehicle. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 36 months at the most favorable lease price . For the BMW 4er-Reihe the monthly vehicle tax averages out at 18 €. In the case of the BMW 4er-Reihe, the monthly vehicle tax is quite favorable at 18 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue), amount to at least 142 € per month, since the vehicle of course also wants to be moved in accordance with its status. Added to this are insurance costs of 214 € per month, which are thus quite higher, but this should not be surprising given a gross list price of 61728 €. A plus point with this offer: the transfer and registration costs are a slim 189 € ( one-time). The final assessment of this offer: this offer can be accepted with a clear conscience at a cost per kilometer of 0.37 € and the effective leasing factor of 0.86.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 36 months).
Costs p.a. (excl. leasing)
17.685,00 €
Fixed operating costs
17.685,00 €
Lease payments Total
10.797,84 €
Total cost
28.482,84 €
Total kilometers
30.000,00
Cost / Km (only leasing)
0,37 €
Cumulative total cost / Km
0,37 €
∅ Cost / km
0,27 €
Leasing factor
0.87
from199,00 €
∅ Cost / km
0,28 €
Leasing factor
0.94
from215,66 €
∅ Cost / km
0,23 €
Leasing factor
0.61
from153,51 €