BMW 4er-Reihe F32/F33/F36/F82/F83 430i Gran Coupe M Sport xDrive Steptronic - Costs
Monthly costs for BMW 4er-Reihe F32/F33/F36/F82/F83 430i Gran Coupe M Sport xDrive Steptronic
Find out the monthly maintenance cost for the BMW 4er-Reihe F32/F33/F36/F82/F83 430i Gran Coupe M Sport xDrive Steptronic with tax, running costs, insurance and workshop costs.
If you would like to lease a BMW 4er-Reihe F32/F33/F36/F82/F83 430i Gran Coupe M Sport xDrive Steptronic, you may need to consider not only the monthly lease payment, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 0 €.
With a lease term of 60 months and a monthly lease payment of 503.23
€ with 5000 km mileage per year, there are fixed leasing costs of 34693.8 €. The insurance costs for the BMW 4er-Reihe F32/F33/F36/F82/F83 430i Gran Coupe M Sport xDrive Steptronic are extremely high at around 177 € per month. With insurance policies in this price range, you should be aware of any special clauses in the contract, which may not pay out the full amount of coverage even in the case of non-culpable events (accident, theft).
The monthly tax is only 19 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. The high average depreciation of the BMW 4er-Reihe F32/F33/F36/F82/F83 430i Gran Coupe M Sport xDrive Steptronic amounting to 674 € per month (for use over 5 years) is due not least to the high gross list price of 66540 €. On average, the BMW 4er-Reihe F32/F33/F36/F82/F83 430i Gran Coupe M Sport xDrive Steptronic trades for 60772 €, the offered vehicle has a gross list price of 66540 €.
BMW 4er-Reihe F32/F33/F36/F82/F83 430i Gran Coupe M Sport xDrive Steptronic Total cost & lease factor
Calculation basis
With a lease rate of 503.23 € per month for a term of 60 months, the BMW 4er-Reihe offer is a rather expensive one. Can it still be a leasing deal? The decisive factor here is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
To the monthly leasing rate must also be added the additional costs, such as transfer and registration. With 4500 €, the dealer makes here again a neat surcharge. Dividing the total costs (leasing costs + fixed costs = 34693.8 €) by the number of months (for this offer: 60 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 66540 €, you get the leasing factor. With this BMW 4er-Reihe results in an effective leasing factor of 0.87, therefore it is a good value leasing vehicle and a good leasing deal.
However, since this is a year-old car, so in fact a used car, the calculation is based on the purchase price rather than the gross list price.
Fixed costs
Leasing rates / 60 months
30.193,80 €
Transfer / Approval
4.500,00 €
+
Total cost
34.693,80 €
Leasing factor
Total cost
34.693,80 €
Runtime
60 Months
÷
Leasing rate
503,23 €
(422,88 € netto)
Effective leasing rate
578,23 €
(485,91 € netto)
Kaufpreis
66.540,00 €
Leasing factor
0.76
Effective leasing rate
0.87
BMW 4er-Reihe F32/F33/F36/F82/F83 430i Gran Coupe M Sport xDrive Steptronic Cost per kilometer
Calculation basis
The costs per kilometer are decisive in kilometer leasing, especially if they have to be carried privately. Due to the monthly leasing rate of 503.23 €, the BMW 4er-Reihe F32/F33/F36/F82/F83 430i Gran Coupe M Sport xDrive Steptronic is already one of the quite expensive vehicles on German roads. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 60 months at the most favorable lease price . For the BMW 4er-Reihe the monthly vehicle tax averages out at 19 €. In the case of the BMW 4er-Reihe, the monthly vehicle tax is quite favorable at 19 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue), are according to the performance of the vehicle 173 € monthly. Added to this are insurance costs of 177 € per month, which are thus quite higher, but this should not be surprising given a gross list price of 66540 €. In the transfer and registration, the dealer of this offer must apparently increased effort, the cost of which is 4500 €. The final assessment of this offer: Considering the good effective leasing factor of 0.87, even the rather high cost per kilometer (1.39 €) no longer seems problematic - this offer is a good deal!.
The previous costs are now summed and divided by the number of inclusive kilometers (5000 km multiplied by the term 60 months).
Fixed operating costs
€
€
€
€
€
+
Costs p.a. (excl. leasing)
32.940,00 €
Actual cost / Km
Fixed operating costs
32.940,00 €
Lease payments Total
30.193,80 €
+
Total cost
63.133,80 €
Total kilometers
25.000,00
÷
Cost / Km (only leasing)
1,39 €
Cumulative total cost / Km
1,39 €
Price development leasing BMW 4er-Reihe F32/F33/F36/F82/F83 430i Gran Coupe M Sport xDrive Steptronic
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