The vehicle has already 77992 kilometers, so be sure to take into account the workshop costs of average 1284 € / year. The insurance costs for the BMW 4er-Reihe F32/F33/F36/F82/F83 420d Gran Coupe M Sport xDrive Steptronic are extremely high at around 198 € per month. With insurance policies in this price range, you should be aware of any special clauses in the contract, which may not pay out the full amount of coverage even in the case of non-culpable events (accident, theft). The new CO2 pricing results in an increased monthly tax of 28 €. The high average depreciation of the BMW 4er-Reihe F32/F33/F36/F82/F83 420d Gran Coupe M Sport xDrive Steptronic amounting to 684 € per month (for use over 5 years) is due not least to the high gross list price of 58710 €. On average, the BMW 4er-Reihe F32/F33/F36/F82/F83 420d Gran Coupe M Sport xDrive Steptronic trades for 59114 €, the offered vehicle has a gross list price of 58710 €.
The lease payment is 399 € per month for a term of 48 months, so it is an average-priced offer. Can we still talk about a leasing deal for the BMW 4er-Reihe? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing instalment must also be supplemented by the ancillary costs, e.g. transfer and registration. With this offer, however, nothing more is added in this respect. If you divide the total costs (leasing costs + fixed costs = 46992 €) by the number of months (48 months in this offer), you get the monthly effective costs. If you then divide this amount by the gross list price of 95390 €, you get the leasing factor.
However, since this is a year-old car, so in fact a used car, the calculation is based on the purchase price rather than the gross list price.
Leasing rates / 48 months
19.152,00 €
Transfer / Approval
0,00 €
Total cost
19.152,00 €
Total cost
19.152,00 €
Runtime
48 Months
Leasing rate
399,00 €
(335,29 € netto)
Effective leasing rate
399,00 €
(335,29 € netto)
Kaufpreis
0,00 €
Leasing factor
39900
Effective leasing rate
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 399 €, the BMW 4er-Reihe F32/F33/F36/F82/F83 420d Gran Coupe M Sport xDrive Steptronic is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . For the BMW 4er-Reihe the monthly vehicle tax is rather high at 28 Euro. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). are average 126 € monthly. Added to this are insurance costs of 198 € per month, which are thus quite higher, but this should not be surprising given a gross list price of 58710 €. A plus point with this offer: There are no transfer / registration costs to one.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).
Costs p.a. (excl. leasing)
22.032,00 €
Fixed operating costs
22.032,00 €
Lease payments Total
19.152,00 €
Total cost
41.184,00 €
Total kilometers
40.000,00
Cost / Km (only leasing)
0,48 €
Cumulative total cost / Km
0,48 €
∅ Cost / km
0,42 €
Leasing factor
1.18
from353,00 €
∅ Cost / km
0,44 €
Leasing factor
1.1
from369,00 €
∅ Cost / km
0,41 €
Leasing factor
1.06
from337,89 €