BMW 3er-Reihe G20/G21/G80 320i Sport Line xDrive Steptronic - Costs

Monthly costs for BMW 3er-Reihe G20/G21/G80 320i Sport Line xDrive Steptronic

BMW 3er-Reihe G20/G21/G80 320i Sport Line xDrive Steptronic

Find out the monthly maintenance cost for the BMW 3er-Reihe G20/G21/G80 320i Sport Line xDrive Steptronic with tax, running costs, insurance and workshop costs. If you are interested in leasing a BMW 3er-Reihe G20/G21/G80 320i Sport Line xDrive Steptronic, you may need to consider not only the monthly lease fee, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 979 €.

With a lease term of 48 months and a monthly lease payment of 319 € with 10000 km mileage per year, there are fixed leasing costs of 16291 €. The insurance costs for the BMW 3er-Reihe G20/G21/G80 320i Sport Line xDrive Steptronic are quite expensive at around 138 € per month and the costs for novice drivers are likely to be quite a bit higher.

The monthly tax is only 14 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. The average depreciation of the BMW 3er-Reihe G20/G21/G80 320i Sport Line xDrive Steptronic over a useful life of 5 years is 594 € per month. On average, the BMW 3er-Reihe G20/G21/G80 320i Sport Line xDrive Steptronic trades for 52320 €, the offered vehicle has a gross list price of 38350 €.

BMW 3er-Reihe G20/G21/G80 320i Sport Line xDrive Steptronic Total cost & lease factor

Calculation basis

The lease payment is 319 € per month for a term of 48 months, so it is an average-priced offer. Can we still talk about a leasing deal for the BMW 3er-Reihe? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.

The monthly leasing rate must also be supplemented by ancillary costs, e.g. transfer and registration. However, these costs are kept within limits with this offer at 979 €. Dividing the total costs (leasing costs + fixed costs = 16291 €) by the number of months (for this offer: 48 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 38350 €, you get the leasing factor. With this BMW 3er-Reihe results in an effective leasing factor of 0.89, therefore it is a good value leasing vehicle and a good leasing deal.

Fixed costs

Leasing rates / 48 months

15.312,00 €

Transfer / Approval

979,00 €

+

Total cost

16.291,00 €

Leasing factor

Total cost

16.291,00 €

Runtime

48 Months

÷

Leasing rate

319,00 €
(268,07 € netto)

Effective leasing rate

339,40 €
(285,21 € netto)

Bruttolistenpreis

38.350,00 €


Leasing factor

0.83

Effective leasing rate

0.89

BMW 3er-Reihe G20/G21/G80 320i Sport Line xDrive Steptronic Cost per kilometer

Calculation basis

The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 319 €, the BMW 3er-Reihe G20/G21/G80 320i Sport Line xDrive Steptronic is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . In the case of the BMW 3er-Reihe, the monthly vehicle tax is quite favorable at 14 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). amount to 146 € per month, since the vehicle naturally also wants to be moved in accordance with its status. Added to this are insurance costs of 138 € per month, a reasonable lump sum considering the gross list price of 38350 €. The total invoice for this offer also includes the transfer and registration costs in the amount of 979 € (one-time). The final assessment of this offer: Considering the good effective leasing factor of 0.89, even the rather high cost per kilometer (0.41 €) no longer seems problematic - this offer is a good deal!.

The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).

Fixed operating costs
+

Costs p.a. (excl. leasing)

18.787,00 €

Actual cost / Km

Fixed operating costs

18.787,00 €

Lease payments Total

15.312,00 €

+

Total cost

34.099,00 €

Total kilometers

40.000,00

÷

Cost / Km (only leasing)

0,41 €

Cumulative total cost / Km

0,41 €

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