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Find out the projected monthly maintenance cost for the BMW 3er-Reihe G20/G21/G80 320i Sport Line xDrive Steptronic with tax, running costs, insurance and workshop costs.
If you are planning to lease a BMW 3er-Reihe G20/G21/G80 320i Sport Line xDrive Steptronic, you may need to consider not only the regular lease payments, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 0 €.
With a lease term of 42 months and a monthly lease payment of 423
€ with 10000 km mileage per year, there are fixed leasing costs of 17966 €. The insurance costs for the BMW 3er-Reihe G20/G21/G80 320i Sport Line xDrive Steptronic are quite expensive at around 138 € per month and the costs for novice drivers are likely to be quite a bit higher.
The monthly tax is only 14 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. The average depreciation of the BMW 3er-Reihe G20/G21/G80 320i Sport Line xDrive Steptronic over a useful life of 5 years is 594 € per month. On average, the BMW 3er-Reihe G20/G21/G80 320i Sport Line xDrive Steptronic trades for 52320 €, the offered vehicle has a gross list price of 60550 €.
Did you know? Immediately available vehicles like this one are usually a bit more expensive than order vehicles, because here the dealer calculates a surcharge for the storage / display of the vehicle into the offer.
With a lease rate of 423 € per month for a term of 42 months, the BMW 3er-Reihe offer is a rather expensive one. Can it still be a leasing deal? The decisive factor here is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing rate must also be supplemented by ancillary costs, e.g. transfer and registration. However, these costs are kept within limits with this offer at 200 €. Dividing the total costs (leasing costs + fixed costs = 17966 €) by the number of months (for this offer: 42 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 60550 €, you get the leasing factor. With this BMW 3er-Reihe results in an effective leasing factor of 1.02, the leased vehicle is therefore average value for money, it may be worthwhile to make a further leasing comparison.
However, since this is a year-old car, so in fact a used car, the calculation is based on the purchase price rather than the gross list price.
Leasing rates / 42 months
17.766,00 €
Transfer / Approval
200,00 €
Total cost
17.966,00 €
Total cost
17.966,00 €
Runtime
42 Months
Leasing rate
423,00 €
(355,46 € netto)
Effective leasing rate
427,76 €
(359,46 € netto)
Kaufpreis
41.761,00 €
Leasing factor
1.01
Effective leasing rate
1.02
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 423 €, the BMW 3er-Reihe G20/G21/G80 320i Sport Line xDrive Steptronic is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 42 months at the most favorable lease price . In the case of the BMW 3er-Reihe, the monthly vehicle tax is quite favorable at 14 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). amount to 146 € per month, since the vehicle naturally also wants to be moved in accordance with its status. Added to this are insurance costs of 138 € per month, a reasonable lump sum considering the gross list price of 60550 €. A plus point with this offer: the transfer and registration costs are a slim 200 € ( one-time). The final assessment of this offer: rather high cost per kilometer (0.51 EUR) meets a rather high effective leasing factor of 1.02. You should only accept this offer if you want this car from this dealer.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 42 months).
Costs p.a. (excl. leasing)
15.782,00 €
Fixed operating costs
15.782,00 €
Lease payments Total
17.766,00 €
Total cost
33.548,00 €
Total kilometers
35.000,00
Cost / Km (only leasing)
0,51 €
Cumulative total cost / Km
0,51 €
∅ Cost / km
0,27 €
Leasing factor
0.87
from199,00 €
∅ Cost / km
0,28 €
Leasing factor
0.94
from215,66 €
∅ Cost / km
0,23 €
Leasing factor
0.61
from153,51 €