The insurance costs for the BMW 2er-Reihe Active/Gran Tourer F45/F46 220d Active Tourer Sport Line xDrive Steptronic are quite expensive at around 106 € per month and the costs for novice drivers are likely to be quite a bit higher. The new CO2 pricing results in an increased monthly tax of 25 €. The average depreciation of the BMW 2er-Reihe Active/Gran Tourer F45/F46 220d Active Tourer Sport Line xDrive Steptronic over a useful life of 5 years is 575 € per month. On average, the BMW 2er-Reihe Active/Gran Tourer F45/F46 220d Active Tourer Sport Line xDrive Steptronic trades for 49050 €, the offered vehicle has a gross list price of 55728 €.
With a lease rate of 605 € per month for a term of 36 months, the BMW 2er-Reihe Active/Gran Tourer offer is a rather expensive one. Can it still be a leasing deal? The decisive factor here is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing instalment must also be supplemented by the ancillary costs, e.g. transfer and registration. With this offer, however, nothing more is added in this respect. If you divide the total costs (leasing costs + fixed costs = 46992 €) by the number of months (48 months in this offer), you get the monthly effective costs. If you then divide this amount by the gross list price of 95390 €, you get the leasing factor. This BMW 2er-Reihe Active/Gran Tourer results in an effective leasing factor of 1.57, so it is an expensive leased vehicle. We recommend a leasing comparison with cheaper deals.
However, since this is a year-old car, so in fact a used car, the calculation is based on the purchase price rather than the gross list price.
Leasing rates / 36 months
21.780,00 €
Transfer / Approval
0,00 €
Total cost
21.780,00 €
Total cost
21.780,00 €
Runtime
36 Months
Leasing rate
605,00 €
(508,40 € netto)
Effective leasing rate
605,00 €
(508,40 € netto)
Kaufpreis
38.517,68 €
Leasing factor
1.57
Effective leasing rate
1.57
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 605 €, the BMW 2er-Reihe Active/Gran Tourer F45/F46 220d Active Tourer Sport Line xDrive Steptronic is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 36 months at the most favorable lease price . For the BMW 2er-Reihe Active/Gran Tourer the monthly vehicle tax is rather high at 25 Euro. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). amount only 112 € per month, because the vehicle simply does not need much energy either. Added to this are insurance costs of 106 € per month, a reasonable lump sum considering the gross list price of 55728 €. A plus point with this offer: There are no transfer / registration costs to one. The final assessment of this offer: Due to the high cost per kilometer in the amount of 0.73 EUR, and the high effective leasing factor, we can unfortunately not make a recommendation for this offer.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 36 months).
Costs p.a. (excl. leasing)
10.980,00 €
Fixed operating costs
10.980,00 €
Lease payments Total
21.780,00 €
Total cost
32.760,00 €
Total kilometers
30.000,00
Cost / Km (only leasing)
0,73 €
Cumulative total cost / Km
0,73 €
∅ Cost / km
0,42 €
Leasing factor
1.18
from353,00 €
∅ Cost / km
0,44 €
Leasing factor
1.1
from369,00 €
∅ Cost / km
0,64 €
Leasing factor
1.07
from534,42 €