The vehicle has only 34036 kilometers, but this may result in limited warranty coverage (manufacturer dependent). The insurance costs for the BMW 2er-Reihe Active/Gran Tourer F45/F46 218i Active Tourer M Sport Steptronic (DKG) are quite expensive at around 106 € per month and the costs for novice drivers are likely to be quite a bit higher.
The monthly tax is only 13 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. The average depreciation of the BMW 2er-Reihe Active/Gran Tourer F45/F46 218i Active Tourer M Sport Steptronic (DKG) over a useful life of 5 years is 462 € per month. On average, the BMW 2er-Reihe Active/Gran Tourer F45/F46 218i Active Tourer M Sport Steptronic (DKG) trades for 39774 €, the offered vehicle has a gross list price of 43709 €.
With a lease rate of 489.35 € per month for a term of 36 months, the BMW 2er-Reihe Active/Gran Tourer offer is a rather expensive one. Can it still be a leasing deal? The decisive factor here is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
To the monthly leasing rate must also be added the additional costs, such as transfer and registration. With 4500 €, the dealer makes here again a neat surcharge. Dividing the total costs (leasing costs + fixed costs = 22116.6 €) by the number of months (for this offer: 36 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 43709 €, you get the leasing factor. This BMW 2er-Reihe Active/Gran Tourer results in an effective leasing factor of 1.99, so it is an expensive leased vehicle. We recommend a leasing comparison with cheaper deals.
However, since this is a year-old car, so in fact a used car, the calculation is based on the purchase price rather than the gross list price.
Leasing rates / 36 months
17.616,60 €
Transfer / Approval
4.500,00 €
Total cost
22.116,60 €
Total cost
22.116,60 €
Runtime
36 Months
Leasing rate
489,35 €
(411,22 € netto)
Effective leasing rate
614,35 €
(516,26 € netto)
Kaufpreis
30.943,38 €
Leasing factor
1.58
Effective leasing rate
1.99
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 489.35 €, the BMW 2er-Reihe Active/Gran Tourer F45/F46 218i Active Tourer M Sport Steptronic (DKG) is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 36 months at the most favorable lease price . In the case of the BMW 2er-Reihe Active/Gran Tourer, the monthly vehicle tax is quite favorable at 13 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). amount to 148 € per month, since the vehicle naturally also wants to be moved in accordance with its status. Added to this are insurance costs of 106 € per month, a reasonable lump sum considering the gross list price of 43709 €. In the transfer and registration, the dealer of this offer must apparently increased effort, the cost of which is 4500 €. The final assessment of this offer: Due to the high cost per kilometer in the amount of 0.74 EUR, and the high effective leasing factor, we can unfortunately not make a recommendation for this offer.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 36 months).
Costs p.a. (excl. leasing)
16.164,00 €
Fixed operating costs
16.164,00 €
Lease payments Total
17.616,60 €
Total cost
33.780,60 €
Total kilometers
30.000,00
Cost / Km (only leasing)
0,74 €
Cumulative total cost / Km
0,74 €
∅ Cost / km
0,27 €
Leasing factor
0.87
from199,00 €
∅ Cost / km
0,28 €
Leasing factor
0.94
from215,66 €