The insurance costs for the BMW 2er-Reihe Active/Gran Tourer F45/F46 218d Active Tourer Sport Line xDrive Steptronic are quite expensive at around 117 € per month and the costs for novice drivers are likely to be quite a bit higher. The new CO2 pricing results in an increased monthly tax of 25 €. On average, the BMW 2er-Reihe Active/Gran Tourer F45/F46 218d Active Tourer Sport Line xDrive Steptronic trades for 42150 €, the offered vehicle has a gross list price of 44949 €.
With a lease rate of 569 € per month for a term of 42 months, the BMW 2er-Reihe Active/Gran Tourer offer is a rather expensive one. Can it still be a leasing deal? The decisive factor here is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
To the monthly leasing rate must also be added the additional costs, such as transfer and registration. With 4500 €, the dealer makes here again a neat surcharge. Dividing the total costs (leasing costs + fixed costs = 28398 €) by the number of months (for this offer: 42 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 44949 €, you get the leasing factor. This BMW 2er-Reihe Active/Gran Tourer results in an effective leasing factor of 1.93, so it is an expensive leased vehicle. We recommend a leasing comparison with cheaper deals.
However, since this is a year-old car, so in fact a used car, the calculation is based on the purchase price rather than the gross list price.
Leasing rates / 42 months
23.898,00 €
Transfer / Approval
4.500,00 €
Total cost
28.398,00 €
Total cost
28.398,00 €
Runtime
42 Months
Leasing rate
569,00 €
(478,15 € netto)
Effective leasing rate
676,14 €
(568,18 € netto)
Kaufpreis
34.968,45 €
Leasing factor
1.63
Effective leasing rate
1.93
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 569 €, the BMW 2er-Reihe Active/Gran Tourer F45/F46 218d Active Tourer Sport Line xDrive Steptronic is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 42 months at the most favorable lease price . For the BMW 2er-Reihe Active/Gran Tourer the monthly vehicle tax is rather high at 25 Euro. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). amount to just 99 € monthly, as the vehicle is very economical. Added to this are insurance costs of 117 € per month, a reasonable lump sum considering the gross list price of 44949 €. In the transfer and registration, the dealer of this offer must apparently increased effort, the cost of which is 4500 €. The final assessment of this offer: Due to the high cost per kilometer in the amount of 0.81 EUR, and the high effective leasing factor, we can unfortunately not make a recommendation for this offer.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 42 months).
Costs p.a. (excl. leasing)
17.520,00 €
Fixed operating costs
17.520,00 €
Lease payments Total
23.898,00 €
Total cost
41.418,00 €
Total kilometers
35.000,00
Cost / Km (only leasing)
0,81 €
Cumulative total cost / Km
0,81 €
∅ Cost / km
0,42 €
Leasing factor
1.18
from353,00 €
∅ Cost / km
0,44 €
Leasing factor
1.1
from369,00 €
∅ Cost / km
0,64 €
Leasing factor
1.07
from534,42 €