The insurance costs for the BMW 1er-Reihe F40 118d Advantage are quite expensive at around 147 € per month and the costs for novice drivers are likely to be quite a bit higher.
The monthly tax is only 20 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. On average, the BMW 1er-Reihe F40 118d Advantage trades for 33200 €, the offered vehicle has a gross list price of 38740 €.
The lease payment is 379 € per month for a term of 42 months, so it is an average-priced offer. Can we still talk about a leasing deal for the BMW 1er-Reihe? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
To the monthly leasing rate must also be added the additional costs, such as transfer and registration. With 6000 €, the dealer makes here again a neat surcharge. Dividing the total costs (leasing costs + fixed costs = 21918 €) by the number of months (for this offer: 42 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 38740 €, you get the leasing factor. This BMW 1er-Reihe results in an effective leasing factor of 1.92, so it is an expensive leased vehicle. We recommend a leasing comparison with cheaper deals.
However, since this is a year-old car, so in fact a used car, the calculation is based on the purchase price rather than the gross list price.
Leasing rates / 42 months
15.918,00 €
Transfer / Approval
6.000,00 €
Total cost
21.918,00 €
Total cost
21.918,00 €
Runtime
42 Months
Leasing rate
379,00 €
(318,49 € netto)
Effective leasing rate
521,86 €
(438,54 € netto)
Kaufpreis
27.250,00 €
Leasing factor
1.39
Effective leasing rate
1.92
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 379 €, the BMW 1er-Reihe F40 118d Advantage is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 42 months at the most favorable lease price . For the BMW 1er-Reihe the monthly vehicle tax is rather high at 20 Euro. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). amount to just 89 € monthly, as the vehicle is very economical. Added to this are insurance costs of 147 € per month, which are thus quite higher, but this should not be surprising given a gross list price of 38740 €. In the transfer and registration, the dealer of this offer must apparently increased effort, the cost of which is 6000 €. The final assessment of this offer: Due to the high cost per kilometer in the amount of 0.63 EUR, and the high effective leasing factor, we can unfortunately not make a recommendation for this offer.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 42 months).
Costs p.a. (excl. leasing)
19.692,00 €
Fixed operating costs
19.692,00 €
Lease payments Total
15.918,00 €
Total cost
35.610,00 €
Total kilometers
35.000,00
Cost / Km (only leasing)
0,63 €
Cumulative total cost / Km
0,63 €
∅ Cost / km
0,42 €
Leasing factor
1.18
from353,00 €
∅ Cost / km
0,44 €
Leasing factor
1.1
from369,00 €
∅ Cost / km
0,41 €
Leasing factor
1.06
from337,89 €