Find out the projected monthly maintenance cost for the Alfa Romeo Stelvio 949 2.2 Diesel Veloce TI Q4 AT8 with tax, running costs, insurance and workshop costs.
If you are interested in leasing a Alfa Romeo Stelvio 949 2.2 Diesel Veloce TI Q4 AT8, you may need to consider not only the monthly lease payment, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 1000 €.
With a lease term of 18 months and a monthly lease payment of 357.55
€ with 10000 km mileage per year, there are fixed leasing costs of 7435.9 €. The insurance costs for the Alfa Romeo Stelvio 949 2.2 Diesel Veloce TI Q4 AT8 are extremely high at around 160 € per month. With insurance policies in this price range, you should be aware of any special clauses in the contract, which may not pay out the full amount of coverage even in the case of non-culpable events (accident, theft). The new CO2 pricing results in an increased monthly tax of 29 €. The high average depreciation of the Alfa Romeo Stelvio 949 2.2 Diesel Veloce TI Q4 AT8 amounting to 779 € per month (for use over 5 years) is due not least to the high gross list price of 74900 €. On average, the Alfa Romeo Stelvio 949 2.2 Diesel Veloce TI Q4 AT8 trades for 70380 €, the offered vehicle has a gross list price of 74900 €.
Did you know? Immediately available vehicles like this one are usually a bit more expensive than order vehicles, because here the dealer calculates a surcharge for the storage / display of the vehicle into the offer.
The lease payment is 357.55 € per month for a term of 18 months, so it is an average-priced offer. Can we still talk about a leasing deal for the Alfa Romeo Stelvio? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
To the monthly leasing rate must also be added the additional costs, such as transfer and registration. With 1000 €, the dealer makes here again a neat surcharge. Dividing the total costs (leasing costs + fixed costs = 7435.9 €) by the number of months (for this offer: 18 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 74900 €, you get the leasing factor. With this Alfa Romeo Stelvio results in an effective leasing factor of 0.74, therefore it is a good value leasing vehicle and a good leasing deal.
However, since this is a year-old car, so in fact a used car, the calculation is based on the purchase price rather than the gross list price.
Leasing rates / 18 months
6.435,90 €
Transfer / Approval
1.000,00 €
Total cost
7.435,90 €
Total cost
7.435,90 €
Runtime
18 Months
Leasing rate
357,55 €
(300,46 € netto)
Effective leasing rate
413,11 €
(347,15 € netto)
Kaufpreis
55.940,00 €
Leasing factor
0.64
Effective leasing rate
0.74
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 357.55 €, the Alfa Romeo Stelvio 949 2.2 Diesel Veloce TI Q4 AT8 is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 18 months at the most favorable lease price . For the Alfa Romeo Stelvio the monthly vehicle tax is rather high at 29 Euro. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). amount only 113 € per month, because the vehicle simply does not need much energy either. Added to this are insurance costs of 160 € per month, which are thus quite higher, but this should not be surprising given a gross list price of 74900 €. In the transfer and registration, the dealer of this offer must apparently increased effort, the cost of which is 1000 €. The final assessment of this offer: Considering the good effective leasing factor of 0.74, even the rather high cost per kilometer (0.5 €) no longer seems problematic - this offer is a good deal!.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 18 months).
Costs p.a. (excl. leasing)
8.650,00 €
Fixed operating costs
8.650,00 €
Lease payments Total
6.435,90 €
Total cost
15.085,90 €
Total kilometers
15.000,00
Cost / Km (only leasing)
0,50 €
Cumulative total cost / Km
0,50 €
∅ Cost / km
0,42 €
Leasing factor
1.18
from353,00 €
∅ Cost / km
0,44 €
Leasing factor
1.1
from369,00 €
∅ Cost / km
0,41 €
Leasing factor
1.06
from337,89 €