Find out the projected monthly maintenance cost for one Alfa Romeo Stelvio 949 2.2 Diesel Super Q4 AT8 with tax, running costs, insurance and workshop costs.
If you are planning to lease a Alfa Romeo Stelvio 949 2.2 Diesel Super Q4 AT8, you may need to consider not only the monthly lease fee, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 990 €.
With a lease term of 60 months and a monthly lease payment of 537
€ with 10000 km mileage per year, there are fixed leasing costs of 33345 €. The insurance costs for the Alfa Romeo Stelvio 949 2.2 Diesel Super Q4 AT8 are extremely high at around 194 € per month. With insurance policies in this price range, you should be aware of any special clauses in the contract, which may not pay out the full amount of coverage even in the case of non-culpable events (accident, theft). The new CO2 pricing results in an increased monthly tax of 23 €. On average, the Alfa Romeo Stelvio 949 2.2 Diesel Super Q4 AT8 trades for 48500 €, the offered vehicle has a gross list price of 59339 €.
Did you know? Immediately available vehicles like this one are usually a bit more expensive than order vehicles, because here the dealer calculates a surcharge for the storage / display of the vehicle into the offer.
With a lease rate of 537 € per month for a term of 60 months, the Alfa Romeo Stelvio offer is a rather expensive one. Can it still be a leasing deal? The decisive factor here is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
To the monthly leasing rate must also be added the additional costs, such as transfer and registration. With 1125 €, the dealer makes here again a neat surcharge. Dividing the total costs (leasing costs + fixed costs = 33345 €) by the number of months (for this offer: 60 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 59339 €, you get the leasing factor. With this Alfa Romeo Stelvio results in an effective leasing factor of 0.94, the leased vehicle is therefore average value for money, it may be worthwhile to make a further leasing comparison.
However, since this is a year-old car, so in fact a used car, the calculation is based on the purchase price rather than the gross list price.
Leasing rates / 60 months
32.220,00 €
Transfer / Approval
1.125,00 €
Total cost
33.345,00 €
Total cost
33.345,00 €
Runtime
60 Months
Leasing rate
537,00 €
(451,26 € netto)
Effective leasing rate
555,75 €
(467,02 € netto)
Kaufpreis
59.339,00 €
Leasing factor
0.9
Effective leasing rate
0.94
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 537 €, the Alfa Romeo Stelvio 949 2.2 Diesel Super Q4 AT8 is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 60 months at the most favorable lease price . For the Alfa Romeo Stelvio the monthly vehicle tax is rather high at 23 Euro. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). amount to just 96 € monthly, as the vehicle is very economical. Added to this are insurance costs of 194 € per month, which are thus quite higher, but this should not be surprising given a gross list price of 59339 €. In the transfer and registration, the dealer of this offer must apparently increased effort, the cost of which is 1125 €. The final assessment of this offer: rather high cost per kilometer (0.67 EUR) meets a rather high effective leasing factor of 0.94. You should only accept this offer if you want this car from this dealer.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 60 months).
Costs p.a. (excl. leasing)
26.625,00 €
Fixed operating costs
26.625,00 €
Lease payments Total
32.220,00 €
Total cost
58.845,00 €
Total kilometers
50.000,00
Cost / Km (only leasing)
0,67 €
Cumulative total cost / Km
0,67 €
∅ Cost / km
0,42 €
Leasing factor
1.18
from353,00 €
∅ Cost / km
0,44 €
Leasing factor
1.1
from369,00 €
∅ Cost / km
0,64 €
Leasing factor
1.07
from534,42 €