
Find out the projected monthly maintenance cost for one VW T-Roc 1.Generation Cabriolet 1.5 TSI OPF ACT R-Line with tax, running costs, insurance and workshop costs.
If you would like to lease a VW T-Roc 1.Generation Cabriolet 1.5 TSI OPF ACT R-Line, you may need to consider not only the monthly lease payment, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 990 €.
With a lease term of 48 months and a monthly lease payment of 423
€ with 10000 km mileage per year, there are fixed leasing costs of 21294 €. Insurance costs for the VW T-Roc 1.Generation Cabriolet 1.5 TSI OPF ACT R-Line are quite reasonable at around 64 € per month, especially for drivers with a high no-claims class.
The monthly tax is only 11 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. The average depreciation of the VW T-Roc 1.Generation Cabriolet 1.5 TSI OPF ACT R-Line over a useful life of 5 years is 375 € per month. On average, the VW T-Roc 1.Generation Cabriolet 1.5 TSI OPF ACT R-Line trades for 35200 €, the offered vehicle has a gross list price of 38145 €.
With a lease rate of 423 € per month for a term of 48 months, the VW T-Roc offer is a rather expensive one. Can it still be a leasing deal? The decisive factor here is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing rate must also be supplemented by ancillary costs, e.g. transfer and registration. However, these costs are kept within limits with this offer at 990 €. Dividing the total costs (leasing costs + fixed costs = 21294 €) by the number of months (for this offer: 48 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 38145 €, you get the leasing factor. This VW T-Roc gives an effective leasing factor of 1.16, so it's a rather expensive leased vehicle. A leasing comparison with other deals is worthwhile.
Leasing rates / 48 months
20.304,00 €
Transfer / Approval
990,00 €
Total cost
21.294,00 €
Total cost
21.294,00 €
Runtime
48 Months
Leasing rate
423,00 €
(355,46 € netto)
Effective leasing rate
443,63 €
(372,80 € netto)
Bruttolistenpreis
38.145,00 €
Leasing factor
1.11
Effective leasing rate
1.16
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 423 €, the VW T-Roc 1.Generation Cabriolet 1.5 TSI OPF ACT R-Line is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . In the case of the VW T-Roc, the monthly vehicle tax is quite favorable at 11 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). amount to 132 € per month, since the vehicle naturally also wants to be moved in accordance with its status. In addition, there are insurance costs of 64 € per month, which is quite a low amount but of course mainly due to the low gross list price (38145 €) and the vehicle size. The total invoice for this offer also includes the transfer and registration costs in the amount of 990 € (one-time). The final assessment of this offer: Due to the high cost per kilometer in the amount of 0.53 EUR, and the high effective leasing factor, we can unfortunately not make a recommendation for this offer.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).
Costs p.a. (excl. leasing)
13.854,00 €
Fixed operating costs
13.854,00 €
Lease payments Total
20.304,00 €
Total cost
34.158,00 €
Total kilometers
40.000,00
Cost / Km (only leasing)
0,53 €
Cumulative total cost / Km
0,85 €
∅ Cost / km
0,27 €
Leasing factor
0.87
from199,00 €
∅ Cost / km
0,28 €
Leasing factor
0.94
from215,66 €
∅ Cost / km
0,23 €
Leasing factor
0.61
from153,51 €
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