The insurance costs for the VW ID.4 1.Generation Pro Performance (77 kWh) are on average high with approx. 73 € per month. The average depreciation of the VW ID.4 1.Generation Pro Performance (77 kWh) over a useful life of 5 years is 369 € per month. On average, the VW ID.4 1.Generation Pro Performance (77 kWh) trades for 45770 €, the offered vehicle has a gross list price of 48680 €.
The lease payment is 382 € per month for a term of 48 months, so it is an average-priced offer. Can we still talk about a leasing deal for the VW ID.4? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
To the monthly leasing rate must also be added the additional costs, such as transfer and registration. With 5042 €, the dealer makes here again a neat surcharge. Dividing the total costs (leasing costs + fixed costs = 23378 €) by the number of months (for this offer: 48 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 48680 €, you get the leasing factor. With this VW ID.4 results in an effective leasing factor of 1, the leased vehicle is therefore average value for money, it may be worthwhile to make a further leasing comparison.
Leasing rates / 48 months
18.336,00 €
Transfer / Approval
5.042,00 €
Total cost
23.378,00 €
Total cost
23.378,00 €
Runtime
48 Months
Leasing rate
382,00 €
(321,01 € netto)
Effective leasing rate
487,04 €
(409,28 € netto)
Bruttolistenpreis
48.680,00 €
Leasing factor
0.78
Effective leasing rate
1
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 382 €, the VW ID.4 1.Generation Pro Performance (77 kWh) is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . The cost of operating the vehicle, an electric car, so the cost of electricity, amount to just 98 € monthly, as the vehicle is very economical. In addition, there are insurance costs of 73 € per month, which is quite a low amount but of course mainly due to the low gross list price (48680 €) and the vehicle size. In the transfer and registration, the dealer of this offer must apparently increased effort, the cost of which is 5042 €. The final assessment of this offer: rather high cost per kilometer (0.58 EUR) meets a rather high effective leasing factor of 1. You should only accept this offer if you want this car from this dealer.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).
Costs p.a. (excl. leasing)
16.850,00 €
Fixed operating costs
16.850,00 €
Lease payments Total
18.336,00 €
Total cost
35.186,00 €
Total kilometers
39.984,00
Cost / Km (only leasing)
0,58 €
Cumulative total cost / Km
0,58 €
∅ Cost / km
0,30 €
Leasing factor
1.04
from249,00 €
∅ Cost / km
0,27 €
Leasing factor
0.87
from209,90 €