Toyota RAV4 XA5 2.5 Hybrid Black Edition 4x2 - Costs
Monthly costs for Toyota RAV4 XA5 2.5 Hybrid Black Edition 4x2
The insurance costs for the Toyota RAV4 XA5 2.5 Hybrid Black Edition 4x2 are extremely high at around 177 € per month. With insurance policies in this price range, you should be aware of any special clauses in the contract, which may not pay out the full amount of coverage even in the case of non-culpable events (accident, theft).
The monthly tax is only 10 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. The average depreciation of the Toyota RAV4 XA5 2.5 Hybrid Black Edition 4x2 over a useful life of 5 years is 472 € per month. On average, the Toyota RAV4 XA5 2.5 Hybrid Black Edition 4x2 trades for 46990 €, the offered vehicle has a gross list price of 52090 €.
Did you know? Immediately available vehicles like this one are usually a bit more expensive than order vehicles, because here the dealer calculates a surcharge for the storage / display of the vehicle into the offer.
Toyota RAV4 XA5 2.5 Hybrid Black Edition 4x2 Total cost & lease factor
Calculation basis
With a lease rate of 479 € per month for a term of 48 months, the Toyota RAV4 offer is a rather expensive one. Can it still be a leasing deal? The decisive factor here is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing instalment must also be supplemented by the ancillary costs, e.g. transfer and registration. With this offer, however, nothing more is added in this respect. If you divide the total costs (leasing costs + fixed costs = 46992 €) by the number of months (48 months in this offer), you get the monthly effective costs. If you then divide this amount by the gross list price of 95390 €, you get the leasing factor. With this Toyota RAV4 results in an effective leasing factor of 1.02, the leased vehicle is therefore average value for money, it may be worthwhile to make a further leasing comparison.
However, since this is a year-old car, so in fact a used car, the calculation is based on the purchase price rather than the gross list price.
Fixed costs
Leasing rates / 48 months
22.992,00 €
Transfer / Approval
0,00 €
+
Total cost
22.992,00 €
Leasing factor
Total cost
22.992,00 €
Runtime
48 Months
÷
Leasing rate
479,00 €
(402,52 € netto)
Effective leasing rate
479,00 €
(402,52 € netto)
Kaufpreis
46.990,00 €
Leasing factor
1.02
Effective leasing rate
1.02
Toyota RAV4 XA5 2.5 Hybrid Black Edition 4x2 Cost per kilometer
Calculation basis
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 479 €, the Toyota RAV4 XA5 2.5 Hybrid Black Edition 4x2 is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . In the case of the Toyota RAV4, the monthly vehicle tax is quite favorable at 10 €. The cost of operating the vehicle, powered by a hybrid engine, i.e. the fuel and electricity costs. are average 121 € monthly. Added to this are insurance costs of 177 € per month, which are thus quite higher, but this should not be surprising given a gross list price of 52090 €. A plus point with this offer: There are no transfer / registration costs to one. The final assessment of this offer: rather high cost per kilometer (0.58 EUR) meets a rather high effective leasing factor of 1.02. You should only accept this offer if you want this car from this dealer.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).
Fixed operating costs
€
€
€
€
€
+
Costs p.a. (excl. leasing)
18.720,00 €
Actual cost / Km
Fixed operating costs
18.720,00 €
Lease payments Total
22.992,00 €
+
Total cost
41.712,00 €
Total kilometers
39.984,00
÷
Cost / Km (only leasing)
0,58 €
Cumulative total cost / Km
0,58 €
Price development leasing Toyota RAV4 XA5 2.5 Hybrid Black Edition 4x2
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