Skoda Kamiq 1.Generation 1.5 TSI ACT Monte Carlo DSG - Costs

Monthly costs for Skoda Kamiq 1.Generation 1.5 TSI ACT Monte Carlo DSG

Skoda Kamiq 1.Generation  1.5 TSI ACT Monte Carlo DSG

Find out the projected monthly maintenance cost for the Skoda Kamiq 1.Generation 1.5 TSI ACT Monte Carlo DSG with tax, running costs, insurance and workshop costs. If you are planning to lease a Skoda Kamiq 1.Generation 1.5 TSI ACT Monte Carlo DSG, you may need to consider not only the monthly lease payment, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 870 €.

With a lease term of 54 months and a monthly lease payment of 280 € with 10000 km mileage per year, there are fixed leasing costs of 16170 €. The insurance costs for the Skoda Kamiq 1.Generation 1.5 TSI ACT Monte Carlo DSG are on average high with approx. 73 € per month.

The monthly tax is only 11 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. The average depreciation of the Skoda Kamiq 1.Generation 1.5 TSI ACT Monte Carlo DSG over a useful life of 5 years is 335 € per month. On average, the Skoda Kamiq 1.Generation 1.5 TSI ACT Monte Carlo DSG trades for 31081 €, the offered vehicle has a gross list price of 35869 €.

Did you know? Immediately available vehicles like this one are usually a bit more expensive than order vehicles, because here the dealer calculates a surcharge for the storage / display of the vehicle into the offer.

Skoda Kamiq 1.Generation 1.5 TSI ACT Monte Carlo DSG Total cost & lease factor

Calculation basis

The lease payment is 280 € per month for a term of 54 months, so it is an average-priced offer. Can we still talk about a leasing deal for the Skoda Kamiq? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.

To the monthly leasing rate must also be added the additional costs, such as transfer and registration. With 1050 €, the dealer makes here again a neat surcharge. Dividing the total costs (leasing costs + fixed costs = 16170 €) by the number of months (for this offer: 54 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 35869 €, you get the leasing factor. With this Skoda Kamiq results in an effective leasing factor of 0.83, therefore it is a good value leasing vehicle and a good leasing deal.

Fixed costs

Leasing rates / 54 months

15.120,00 €

Transfer / Approval

1.050,00 €

+

Total cost

16.170,00 €

Leasing factor

Total cost

16.170,00 €

Runtime

54 Months

÷

Leasing rate

280,00 €
(235,29 € netto)

Effective leasing rate

299,44 €
(251,63 € netto)

Bruttolistenpreis

35.869,00 €


Leasing factor

0.78

Effective leasing rate

0.83

Skoda Kamiq 1.Generation 1.5 TSI ACT Monte Carlo DSG Cost per kilometer

Calculation basis

The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 280 €, the Skoda Kamiq 1.Generation 1.5 TSI ACT Monte Carlo DSG is an absolutely average value vehicle. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 54 months at the most favorable lease price . In the case of the Skoda Kamiq, the monthly vehicle tax is quite favorable at 11 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). amount to 134 € per month, since the vehicle naturally also wants to be moved in accordance with its status. In addition, there are insurance costs of 73 € per month, which is quite a low amount but of course mainly due to the low gross list price (35869 €) and the vehicle size. In the transfer and registration, the dealer of this offer must apparently increased effort, the cost of which is 1050 €. The final assessment of this offer: this offer can be accepted with a clear conscience at a cost per kilometer of 0.36 € and the effective leasing factor of 0.83.

The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 54 months).

Fixed operating costs
+

Costs p.a. (excl. leasing)

16.224,00 €

Actual cost / Km

Fixed operating costs

16.224,00 €

Lease payments Total

15.120,00 €

+

Total cost

31.344,00 €

Total kilometers

45.000,00

÷

Cost / Km (only leasing)

0,36 €

Cumulative total cost / Km

0,36 €

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