The insurance costs for the Opel Combo E Life XL 1.5 Diesel Start/Stop Innovation
are on average high with approx. 97 € per month. The new CO2 pricing results in an increased monthly tax of 21 €. The average depreciation of the Opel Combo E Life XL 1.5 Diesel Start/Stop Innovation over a useful life of 5 years is 370 € per month. On average, the Opel Combo E Life XL 1.5 Diesel Start/Stop Innovation trades for 31778 €, the offered vehicle has a gross list price of 35150 €.
Did you know? Immediately available vehicles like this one are usually a bit more expensive than order vehicles, because here the dealer calculates a surcharge for the storage / display of the vehicle into the offer.
With a lease rate of 439 € per month for a term of 48 months, the Opel Combo offer is a rather expensive one. Can it still be a leasing deal? The decisive factor here is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing instalment must also be supplemented by the ancillary costs, e.g. transfer and registration. With this offer, however, nothing more is added in this respect. If you divide the total costs (leasing costs + fixed costs = 46992 €) by the number of months (48 months in this offer), you get the monthly effective costs. If you then divide this amount by the gross list price of 95390 €, you get the leasing factor. This Opel Combo results in an effective leasing factor of 1.25, so it is an expensive leased vehicle. We recommend a leasing comparison with cheaper deals.
Leasing rates / 48 months
21.072,00 €
Transfer / Approval
0,00 €
Total cost
21.072,00 €
Total cost
21.072,00 €
Runtime
48 Months
Leasing rate
439,00 €
(368,91 € netto)
Effective leasing rate
439,00 €
(368,91 € netto)
Bruttolistenpreis
35.150,00 €
Leasing factor
1.25
Effective leasing rate
1.25
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 439 €, the Opel Combo E Life XL 1.5 Diesel Start/Stop Innovation is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . For the Opel Combo the monthly vehicle tax is rather high at 21 Euro. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). amount only 114 € per month, because the vehicle simply does not need much energy either. Added to this are insurance costs of 97 € per month, which is basically a moderate cost considering the gross list price of 35150 €. A plus point with this offer: There are no transfer / registration costs to one. The final assessment of this offer: Due to the high cost per kilometer in the amount of 0.53 EUR, and the high effective leasing factor, we can unfortunately not make a recommendation for this offer.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).
Costs p.a. (excl. leasing)
14.640,00 €
Fixed operating costs
14.640,00 €
Lease payments Total
21.072,00 €
Total cost
35.712,00 €
Total kilometers
39.984,00
Cost / Km (only leasing)
0,53 €
Cumulative total cost / Km
0,53 €
∅ Cost / km
0,42 €
Leasing factor
1.18
from353,00 €
∅ Cost / km
0,44 €
Leasing factor
1.1
from369,00 €
∅ Cost / km
0,41 €
Leasing factor
1.06
from337,89 €